1038 20th St, photo 1
Active
1 / 52

Overview

3 bd2 ba1,158 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1988
Lot7,667 sqft
Living area1,158 sqft
Price / sqft$177

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSolid Surface CountersStone CountersThermostatWindow TreatmentsPrivate MailboxSliding Doors

1038 20th St is a 1988-built home in Buckhead Ridge-5th Add, Okeechobee. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,158 square feet of living space. Listed at $205,000 (about $177/sqft), 72 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

WATERFRONT LIVING WITH DIRECT LAKE OKEECHOBEE ACCESS: Experience the best of Florida waterfront living in this beautifully updated home located in the sought-after Buckhead Ridge community. Situated on a canal with direct access to Lake Okeechobee, this property is a paradise for boaters and anglers, offering easy access to world-class bass fishing and endless days on the water. Inside this 3/2 home, you'll appreciate the updates completed in 2022, including new kitchen cabinets, countertops, and refreshed bathroom countertops and finishes, creating a bright and inviting space that's move-in ready. Relax on the large covered deck overlooking the canal, the perfect spot for morning coffee or evening sunsets. The property also features a storage shed and additional storage behind the house, providing plenty of space for fishing gear, tools, and outdoor equipment. No HOA or flood insurance required, you'll enjoy the added flexibility and peace of mind. Whether you're searching for a full-time residence, seasonal getaway, or the perfect fishing retreat, this home checks all the boxes. Conveniently located just minutes from shopping, dining, and everyday amenities, this home also offers easy access to the excitement of Brighton Bay Casino & Hotel. Enjoy the peaceful blend of waterfront living with nearby entertainment, and recreation. Bring your boat, cast a line, and start enjoying the Lake Okeechobee lifestyle.

The essentials

Built
1988
Price / sqft
$177
On market
72 days
Annual tax
$2,526
Flood zone
X500 · Low risk
Lot
7,667 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1988
Water views
Water
7,667 sqft lot
Lot size
1,158 sqft
Living area

Payment

Est. monthly payment
$1,382/mo
Down payment (20%)
$41,000
Property taxes
$210/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1988
Lot
7,667 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
72
Ceiling Fans(s)
Open Floorplan
Solid Surface Counters
Stone Counters
Thermostat
Window Treatments
Private Mailbox
Sliding Doors
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X500
Annual Tax (2025)
$2,526
Parcel #
S36-38-34-012-0000-0960

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Buckhead Ridge-5th Add
County
Glades
MLS Area
34974 - Okeechobee
Lot Size
7,667 sqft
ClearedLandscapedPaved

Price history

Date
Event
Price
8/1/2026
Listed for sale
Source: Stellar MLS #C7528989
$205,000
$177/sqft

Neighborhood

1038 20th St
Okeechobee, FL, 34974 · 34974 - Okeechobee

Market insights

Offer Insights

Choose an offer strength

List price: $205,000
$192,500 – $205,000
93.9% – 100% of listTops out right at the list price
80% of listList price
33 of the last 65 home closings in Okeechobee landed at this number or higher (51%). The median one sat 42 days before it went under contract, and this one is on day 72.

Sample: 65 closed home sales in Okeechobee over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,382/mo
Principal & interest$1,069
Property taxes$210
Insurance$103
Down payment20% · $41,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$205,000

$177 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,158 sq ft

Time on market

72 days

Year built

1988

Monthly payment

About $1,382/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,526 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMEDWAY REALTYListing agent: Laurie Ann Houghton PLLCListing data from Stellar MLS, MLS# C7528989.

Keep exploring Florida

Pick up where you left off, or see what else is out there.