2354 Marcella Ter, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot9,999 sqft

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About this home

2354 Marcella Ter is a home in Harbor Heights, Punta Gorda. Flood zone X,AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Great opportunity to build your Florida dream home on this spacious 80 x 125 lot in the desirable Punta Gorda area of sunny Southwest Florida. Located in the 33983 zip code, this property offers access to the laid-back coastal lifestyle that makes Charlotte County so special, with nearby boating, fishing, golf, dining, shopping, parks, and year-round outdoor activities. Enjoy being near beautiful Charlotte Harbor, known as one of Southwest Florida’s premier boating destinations, with access to scenic waterways, fishing areas, public boat ramps, waterfront parks, and spectacular sunsets. The area is also convenient to historic Punta Gorda, a charming waterfront city incorporated in 1887 and known for its rich history, walkable downtown, restaurants, marinas, arts, events, and Old Florida character. Whether you enjoy casting a line, playing a round of golf, exploring local trails, boating the harbor, or relaxing in the Florida sunshine, this location puts you close to the best of the Gulf Coast lifestyle. Assigned schools are Deep Creek Elementary School, Punta Gorda Middle School, and Charlotte High School. Buyer to verify lot dimensions, utilities, zoning, building requirements, and school assignments with the appropriate county and school board offices.

The essentials

On market
59 days
Annual tax
$536
Flood zone
X,AE · Low risk
Lot
9,999 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$270/mo
Down payment (20%)
$7,900
Property taxes
$45/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
9,999 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
59
Elementary
Deep Creek Elementary
Middle
Port Charlotte Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X,AE
Annual Tax (2025)
$536
Parcel #
402315328010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Heights
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,999 sqft
BuildableIn County

Price history

Date
Event
Price
8/12/2026
Listed for sale
Source: Stellar MLS #C7529270
$39,500

Neighborhood

2354 Marcella Ter
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Calculator

Est. monthly payment
$270/mo
Principal & interest$206
Property taxes$45
Insurance$20
Down payment20% · $7,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$39,500

Time on market

59 days

Monthly payment

About $270/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $536 annual tax bill, insurance.

Flood zone

Zone X,AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKW PEACE RIVER PARTNERSListing agent: Carol NelsonListing data from Stellar MLS, MLS# C7529270.

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