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Overview

6 bd4 ba2,528 sqft2 car garageDuplex
TypeDuplex
HOA$165/yr
Built2020
Lot10,475 sqft
Living area2,528 sqft
Price / sqft$218
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsParkPlaygroundDishwasher

1137-1139 Indies Way is a 2020-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 6 bedrooms, 4 bathrooms, and 2,528 square feet of living space. Listed at $549,900 (about $218/sqft), 41 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 annually.

From the listing

ENTIRE DUPLEX in Deep Creek with two 3 bedroom, 2 bath residences, EACH offering approximately 1,264 square feet, a private 1-car garage, separate entrance and tenant-paid utilities. Built in 2020 with a NEW ROOF in 2023, the property offers the flexibility of immediate rental income from one established tenant while the second residence is available for a new tenant or owner occupancy. Set on a corner lot, this well-maintained duplex combines modern finishes with spacious, functional layouts designed for easy living and long-term rental appeal. Both units feature vinyl flooring and recessed lighting throughout, along with dedicated laundry rooms with washer and dryer hookups. Each kitchen is finished with dark wood cabinetry, stone countertops, stainless steel appliances, pantry storage, and generous workspace, opening comfortably to the main living areas. The spacious primary suites include private baths with dual sinks and walk-in showers, while two additional bedrooms and a full guest bath provide flexibility for residents, guests, or home office needs. Open patios extend the living space outdoors and overlook the backyard, while the corner-lot setting provides additional space around the property. Flood Zone X designation and the low Section 23 Deep Creek HOA further support the property's low-maintenance appeal. The duplex is conveniently located near I-75, shopping, restaurants, fitness centers, and everyday services. Punta Gorda, Port Charlotte, and Charlotte Harbor are nearby for boating, fishing, golf, dining, and recreation, while Gulf Coast beaches and destinations throughout Southwest Florida are within an easy drive. Positioned between Sarasota and Fort Myers, this Deep Creek duplex offers a strong combination of modern construction, income potential, and access to everything the region has to offer.

The essentials

Built
2020
Price / sqft
$218
On market
41 days
Annual tax
$8,000
HOA
$165/yr
Flood zone
X · Low risk
Lot
10,475 sqft
Type
Duplex

At a glance

Multi-family
Built 2020
2 car garage
10,475 sqft lot
Lot size
2,528 sqft
Living area

Payment

Est. monthly payment
$3,823/mo
Down payment (20%)
$109,980
Property taxes
$667/mo
HOA
$165/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
2020
Lot
10,475 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
41
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Park
Playground
Dishwasher
Range
Refrigerator
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$8,000
Parcel #
402309228006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,475 sqft
HOA
$165/yr
Section 23 Property Owner's Association

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #C7530136
$549,900-5.0%
$218/sqft
8/31/2026
Listed for sale
Source: Stellar MLS #C7530136
$579,000
$229/sqft

Neighborhood

1137-1139 Indies Way
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $549,900
$535,000 – $549,900
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 41 after a $29,100 cut.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,823/mo
Principal & interest$2,868
Property taxes$667
Insurance$275
HOA$14
Down payment20% · $109,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,900

$218 per sq ft

Beds and baths

6 beds, 4 baths

Size

2,528 sq ft

Time on market

41 days

Year built

2020

Monthly payment

About $3,823/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,000 annual tax bill, insurance, and the $165/yr HOA fee.

HOA fee

$165/yr

Managed by Section 23 Property Owner's Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX HARBOR REALTYListing agent: Bobbi BevisListing data from Stellar MLS, MLS# C7530136.

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