148 Northshore Ter, photo 1
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Overview

3 bd2 ba1,399 sqftSingle Family
TypeSingle Family
HOANone listed
Built1956
Lot8,960 sqft
Living area1,399 sqft
Price / sqft$342

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorPrivate Mailbox

148 Northshore Ter is a 1956-built home in Suncoast Harbors, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,399 square feet of living space. Listed at $479,000 (about $342/sqft), 6 days on market. Flood zone AE,VE,A - confirm flood insurance requirements with your lender.

From the listing

The restoration has started, the setting is already exceptional, and the next chapter is yours to finish. Set within a cul-de-sac in Charlotte Harbor, this waterfront home offers approximately 80 feet of well-maintained seawall and a southeast-facing view toward the meeting point of Charlotte Harbor and the Peace River. Wide, unobstructed water views are the defining feature of the property and create a setting that is increasingly difficult to find. Following flooding from past hurricanes, the home was remediated and restoration began quickly. The owner made substantial progress toward restoring the home, creating a strong starting point for the next owner to finish and personalize. Much of the groundwork has already been started, leaving the next owner the opportunity to finish the remaining drywall and interior work, make the design their own, and bring the home across the finish line. Updated tile flooring runs throughout the home, freshly tiled showers have been completed in the bathrooms, and the kitchen already features accent stonework in place. Additional stone and wood details, including an accent wood ceiling, add character to build upon. New windows and sliders have been installed with the exception of two, hurricane shutters are in place and a 2022 ROOF. The home does need an A/C unit. Outside, a mature poinciana tree along with palm trees and mature landscaping adds a touch of Florida character against the waterfront backdrop. The seawall is well maintained and currently vacant lots on both sides create an open feel around the property. New million-dollar homes throughout the surrounding area further highlight the continued investment and potential of this waterfront location. Whether you are an investor looking for your next renovation project or a buyer ready to finish a waterfront home around your own style and vision, this property offers the opportunity to take what has already been started and make it your own. Conveniently located near Downtown Punta Gorda, shopping, dining, Sunseeker Resort, US 41, and I-75, this Charlotte Harbor property combines a rare waterfront setting with easy access to everything the area has to offer. CASH ONLY. PROPERTY IS BEING SOLD AS-IS WITH RIGHT TO INSPECT.

The essentials

Built
1956
Price / sqft
$342
On market
22 days
Annual tax
$4,219
Flood zone
AE,VE,A
Lot
8,960 sqft
Type
Single Family Residence

At a glance

Single family
Built 1956
Waterfront
Bay/Harbor
8,960 sqft lot
Lot size
1,399 sqft
Living area

Payment

Est. monthly payment
$3,089/mo
Down payment (20%)
$95,800
Property taxes
$352/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1956
Lot
8,960 sqft
Cooling
Central Air, None
Heating
Central, None
Parking
Driveway
Waterfront
Bay/Harbor
Days on Market
22
Primary Bedroom Main Floor
Private Mailbox
Elementary
Peace River Elementary
Middle
Port Charlotte Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE,VE,A
Annual Tax (2025)
$4,219
Parcel #
402329179002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Suncoast Harbors
County
Charlotte
MLS Area
33980 - Port Charlotte
Lot Size
8,960 sqft
Cul-De-SacPaved

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #C7530601
$479,000
$342/sqft

Neighborhood

148 Northshore Ter
Port Charlotte, FL, 33980 · 33980 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $479,000
$460,000 – $479,000
95.8% – 100% of listTops out right at the list price
80% of listList price
76 of the last 150 home closings in 33980 landed at this number or higher (51%). The median one sat 83 days before it went under contract, and this one is on day 22.

Sample: 150 closed home sales in 33980 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,089/mo
Principal & interest$2,498
Property taxes$352
Insurance$240
Down payment20% · $95,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$479,000

$342 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,399 sq ft

Time on market

22 days

Year built

1956

Monthly payment

About $3,089/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,219 annual tax bill, insurance.

Flood zone

Zone AE,VE,A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX HARBOR REALTYListing agent: Milan FiserListing data from Stellar MLS, MLS# C7530601.

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