31900 Washington Loop Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot438,213 sqft

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About this home

31900 Washington Loop Rd is a home in Floridonia, Punta Gorda. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

+/-10.06 acres of AG-zoned land with 619 feet of paved road frontage in Punta Gorda. Located on Washington Loop Road, this property offers plenty of room for a private homesite, small farm, equestrian property, or recreational retreat. The tract features mature oaks, palms and native Florida vegetation and is surrounded by acreage homes, farms and open land. AG zoning allows horses, livestock and agricultural uses, along with qualifying accessory structures prior to construction of a primary residence (Barns, Stables, Workshops). Located in Flood Zone X so no flood insurances required! 10 acres, paved frontage and AG zoning — offered at $199,000. Bring your plans and make this piece of Punta Gorda yours.

The essentials

On market
20 days
Annual tax
$1,702
Flood zone
X · Low risk
Lot
438,213 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,279/mo
Down payment (20%)
$39,800
Property taxes
$142/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
438,213 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
20
Flood Zone X
Annual Tax (2025)
$1,702
Parcel #
402417400008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Floridonia
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
438,213 sqft
BuildableIn CountyOversized LotPasturePavedZoned for Horses

Price history

Date
Event
Price
9/22/2026
Listed for sale
Source: Stellar MLS #C7530745
$199,000

Neighborhood

31900 Washington Loop Rd
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Calculator

Est. monthly payment
$1,279/mo
Principal & interest$1,038
Property taxes$142
Insurance$100
Down payment20% · $39,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,000

Time on market

20 days

Monthly payment

About $1,279/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,702 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byLRC REALTY ADVISORS, INCListing agent: Shari SmithListing data from Stellar MLS, MLS# C7530745.

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