3460 Owl CT, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot16,295 sqft

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About this home

Deed Restrictions

3460 Owl CT is a home in Punta Gorda Isles Sec 14, Punta Gorda. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

One of the last oversized waterfront corner homesites available in the prestigious Bird Section of Punta Gorda Isles! Located on a quiet cul-de-sac, this exceptional property presents a rare opportunity to build the custom waterfront home you've always imagined in one of Southwest Florida's most sought-after boating communities. This oversized homesite offers 40 feet of prime sailboat-access waterfront with direct, bridge-free access to Charlotte Harbor and the Gulf of America, allowing you to be on open water in minutes. A significant added value is the concrete seawall, maintained by the City of Punta Gorda, providing long-term peace of mind and reducing future maintenance costs. The generous corner lot offers ample space to design an impressive custom residence with four bedrooms, four bathrooms, a three- or four-car garage, an expansive covered lanai, and a resort-style pool—perfect for entertaining family and friends while enjoying spectacular Florida sunsets and waterfront living. Punta Gorda Isles is renowned for its boating lifestyle, beautiful waterfront neighborhoods, and outstanding amenities. Enjoy easy access to Charlotte Harbor, world-class fishing, waterfront restaurants, marinas, and endless days exploring the Gulf of America by boat. Just minutes away are Historic Downtown Punta Gorda, Fishermen's Village, Gilchrist Park, Ponce de Leon Park, Hounds on Henry Dog Park, scenic walking and biking paths, boutique shopping, waterfront dining, farmers markets, festivals, and live entertainment. Nearby Gulf beaches—including Englewood Beach, Manasota Key, and Stump Pass Beach State Park—offer some of Southwest Florida's finest white sand and crystal-clear waters. Travel is convenient with Punta Gorda Airport (PGD) just 10 minutes away and Southwest Florida International Airport (RSW) approximately 45 minutes away.

The essentials

On market
264 days
Annual tax
$5,406
Flood zone
AE
Lot
16,295 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
0.37 acres
Lot size

Payment

Est. monthly payment
$1,985/mo
Down payment (20%)
$53,700
Property taxes
$450/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
16,295 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
264
Deed Restrictions
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$5,406
Parcel #
412213378006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 14
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
16,295 sqft
Corner LotCul-De-SacCity LimitsIn CountyIrregular LotOversized LotPaved

Price history

Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #C7520882
$268,500-2.4%
-
Price change
Source: Stellar MLS #C7520882
$275,000-3.5%
1/22/2026
Listed for sale
Source: Stellar MLS #C7520882
$285,000

Neighborhood

3460 Owl CT
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Calculator

Est. monthly payment
$1,985/mo
Principal & interest$1,400
Property taxes$450
Insurance$134
Down payment20% · $53,700
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$268,500

Time on market

264 days

Monthly payment

About $1,985/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,406 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byKW PEACE RIVER PARTNERSListing agent: Brenda YatesListing data from Stellar MLS, MLS# C7520882.

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