475 Posadas Cir, photo 1
Active
1 / 54

Overview

4 bd2 ba2,032 sqft2 car garageSingle Family
TypeSingle Family
HOA$210/yr
Built2022
Lot10,864 sqft
Living area2,032 sqft
Price / sqft$177
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Hurricane Shutters

475 Posadas Cir is a 2022-built home in Punta Gorda Isles Sec 20, Punta Gorda. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,032 square feet of living space. Listed at $360,000 (about $177/sqft), 268 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 annually.

From the listing

Impressive and spacious 4 Bedroom, 2 Bathroom home with attached 2 Car Garage built in 2022. Located in the desirable deed restricted community of Deep Creek. This light and bright home offers a true open concept and split bedroom floor plan. The Great Room opens to the Dining area, well appointed Kitchen and Inside Laundry with front loading washer and dryer. The Kitchen features stone counters, white cabinets, large island with breakfast bar, double sink, storage and the stainless dishwasher. Other stainless appliances include French door refrigerator, oven/range, built in microwave. The Master Bedroom suite offers a walk in closet and private bathroom with double sink and large walk in shower. There are three additional generous sized bedrooms with double closets. The guest bathroom offers dual sinks and a tub/shower combo. Your living space extends via sliding glass doors to the large screened rear porch with greenbelt view. Other features include open front porch, rain gutters, tile floors throughout the home. Utilities are county water and sewer. This home is minutes from shopping, dining, Golf, entertainment, I-75 and is a short drive to medical care, waterfront parks and boat ramps. This is a wonderful home in a great community.

The essentials

Built
2022
Price / sqft
$177
On market
268 days
Annual tax
$5,181
HOA
$210/yr
Flood zone
X · Low risk
Lot
10,864 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
Driveway
0.25 acres
Lot size
2,032 sqft
Living area

Payment

Est. monthly payment
$2,508/mo
Down payment (20%)
$72,000
Property taxes
$432/mo
HOA
$210/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
10,864 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
268
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Lighting
Rain Gutters
Sliding Doors
Deed Restrictions
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,181
Parcel #
402303426001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 20
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,864 sqft
In CountyLandscapedNear Golf CourseOversized LotPaved
HOA
$210/yr
DEEP CREEK SECTION 20 POA

Price history

Date
Event
Price
1/22/2026
Listed for sale
Source: Stellar MLS #C7520683
$360,000
$177/sqft

Neighborhood

475 Posadas Cir
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $360,000
$350,000 – $360,000
97.1% – 100% of listTops out right at the list price
80% of listList price
94 of the last 184 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 268.

Sample: 184 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,507/mo
Principal & interest$1,878
Property taxes$432
Insurance$180
HOA$18
Down payment20% · $72,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$360,000

$177 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,032 sq ft

Time on market

268 days

Year built

2022

Monthly payment

About $2,508/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,181 annual tax bill, insurance, and the $210/yr HOA fee.

HOA fee

$210/yr

Managed by DEEP CREEK SECTION 20 POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ALLIANCE GROUPListing agent: Gerald HayesListing data from Stellar MLS, MLS# C7520683.

Keep exploring Florida

Pick up where you left off, or see what else is out there.