74 Belem St, photo 1
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Overview

3 bd2 ba1,940 sqft2 car garageSingle Family
TypeSingle Family
HOA$17/mo
Built2004
Lot10,065 sqft
Living area1,940 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorHurricane ShuttersRain GuttersDeed RestrictionsPark

74 Belem St is a 2004-built home in Punta Gorda Isles Sec 20, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,940 square feet of living space. Listed at $359,950 (about $186/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $17 monthly.

From the listing

Welcome to 74 Belem Street located in desirable Deep Creek, this well maintained 3- bedroom, 2- bath home sits on a corner lot with greenbelt views and about 1940 sq.ft. Of living space. Original Owners customized the home when new and have loved it ever since. The split floor plan gives family and guests privacy, with closets in every room, Vaulted ceiling, large kitchen, dining / living area and nook. French doors to the pool / lanai from the primary bedroom and Kitchen area that opens to the Lanai and pool deck and in ground pool. cool Decking keeps the Path to the water more comfortable. The primary bathroom offers dual sinks, a garden tub and a separate walk - in shower area. Major updates were already done - - new roof (2023), New A/C (2023), New Pool Filter and Pump (2023), also Exterior Paint (2023). A washer Dryer About 6-months-old is included in sale. Recorded as a flood zone X, So Flood Insurance IS NOT Typically Required. Close to I-75, Kings Highway, shopping, golf and beaches. LOW TAXES, Homestead Property TAX Benefits and protections, NO state INCOME TAX, move in and enjoy the sunshine!

The essentials

Built
2004
Price / sqft
$186
On market
26 days
Annual tax
$2,626
HOA
$17/mo
Flood zone
X · Low risk
Lot
10,065 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Deck
2 car garage
Driveway
10,065 sqft lot
Lot size
1,940 sqft
Living area

Payment

Est. monthly payment
$2,293/mo
Down payment (20%)
$71,990
Property taxes
$219/mo
HOA
$17/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
10,065 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level, Guest, Off Street, Open
Pool
Deck, Gunite, In Ground, Lighting, Screen Enclosure
Days on Market
26
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Hurricane Shutters
Rain Gutters
Deed Restrictions
Park
Racquetball
Tennis Court(s)
Street Lights
Cooktop
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range Hood
Refrigerator
Washer
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,626
Parcel #
402305104009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 20
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,065 sqft
Corner Lot
HOA
$17/mo
Mellissa Casta

Price history

Date
Event
Price
9/14/2026
Listed for sale
Source: Stellar MLS #D6148739
$359,950
$186/sqft

Neighborhood

74 Belem St
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $359,950
$350,000 – $359,950
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 26.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,293/mo
Principal & interest$1,877
Property taxes$219
Insurance$180
HOA$17
Down payment20% · $71,990
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,950

$186 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,940 sq ft

Time on market

26 days

Year built

2004

Monthly payment

About $2,293/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,626 annual tax bill, insurance, and the $17/mo HOA fee.

HOA fee

$17/mo

Managed by Mellissa Casta.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTMI REAL ESTATE COMPANY AND REListing agent: Anthony FranzeseListing data from Stellar MLS, MLS# D6148739.

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