3630 Pleasant St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot12,000 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

3630 Pleasant St is a home in Bay Shores, Punta Gorda. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

GREAT OPPORTUNITY IN PUNTA GORDA WATERFRONT COMMUNITY-NO HOA, CDD, or DEED RESTRICTIONS. This fully platted, wooded 12,000-square-foot lot has legal access via a recorded “paper road” that has not been physically cleared. It offers strong potential for a long-term investment or for a buyer seeking peace and quiet. A local boat ramp is within 1,000 feet, providing anglers and boaters easy access to Charlotte Harbor and the Peace River. Convenient access to I-75 and U.S. 41 (Tamiami Trail) supports travel north to Tampa or South to Naples. Historic Punta Gorda, local beaches, the Tampa Bay Rays and Atlanta Braves spring training facilities, Warm Mineral Springs, and several state parks are within a 30-minute drive.

The essentials

On market
2 days
Annual tax
$389
Flood zone
AE
Lot
12,000 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$155/mo
Down payment (20%)
$4,300
Property taxes
$32/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
12,000 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
2
Elementary
East Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$389
Parcel #
402333479003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Shores
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
12,000 sqft

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #C7531849
$21,500

Neighborhood

3630 Pleasant St
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Calculator

Est. monthly payment
$155/mo
Principal & interest$112
Property taxes$32
Insurance$11
Down payment20% · $4,300
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$21,500

Time on market

2 days

Monthly payment

About $155/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $389 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byREALTY BY DALE THOMASListing agent: Sharon RoessnerListing data from Stellar MLS, MLS# C7531849.

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