11025 W Harbor Watch Loop, Crystalriver FL 34428, photo 1
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Overview

2 bd2 ba1,074 sqftCondominium
TypeCondominium
HOA$351/mo
Built1990
Lot860 sqft
Living area1,074 sqft
Price / sqft$259

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Solid Surface CountersEat-in KitchenClubhouseTennis Court(s)PoolStreet LightsDishwasherDisposal

11025 W Harbor Watch Loop, Crystalriver FL 34428 is a 1990-built home Crystal River. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,074 square feet of living space. Listed at $277,900 (about $259/sqft), 93 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $351 monthly.

From the listing

**NEVER FLOODED!** More than a condo—it’s a coastal lifestyle! Perfectly situated in the desirable waterfront community of Pelican Cove, this furnished 2-bedroom, 1.5-bath condo offers an easy, maintenance-free way to enjoy everything Florida’s Nature Coast has to offer. Best of all, your deeded 10,000-lb boat lift puts days on the water right at your fingertips. Nestled on a quiet cul-de-sac directly across from the community pool, this mostly turnkey condo is equally suited for full-time living, a seasonal retreat, weekend getaways, or an investment opportunity. Inside, you'll find granite kitchen countertops and attractive wood-look tile flooring throughout most of the home, while the private open back porch provides a comfortable spot to relax and unwind. A covered carport adds everyday convenience. Pelican Cove is where the lifestyle really shines. Spend the afternoon at the **climate-controlled community pool, heated and cooled** for year-round enjoyment, enjoy a game of tennis or pickleball, host friends and family at the clubhouse with its full kitchen available for private events, or head out for a day on the water. Boaters will also appreciate the community fish-cleaning station and gated RV/boat storage. From your deeded boat lift, both the Springs of Crystal River and Gulf of Mexico are approximately a 20-minute boat ride, depending on which direction you head. Ownership is made even easier with an HOA fee that includes flood insurance, roof replacement, exterior painting, pest control and waste disposal as well as all outdoor maintenance, adding both convenience and value. And when you're ready to come off the water, charming downtown Crystal River is less than 2 miles away, putting local restaurants, shopping, festivals and waterfront attractions close at hand. The Suncoast Parkway is also just a few miles away, providing convenient access toward Tampa and surrounding areas. Whether you're searching for a winter escape, weekend getaway, investment property, or simply an affordable home base for enjoying Florida's Nature Coast, this is more than a place to live—it’s your opportunity to live where others vacation!

The essentials

Built
1990
Price / sqft
$259
On market
94 days
Annual tax
$2,579
HOA
$351/mo
Flood zone
AE
Lot
860 sqft
Type
Condominium

At a glance

Condo
Built 1990
Community pool
Shared amenity
1,074 sqft
Living area

Payment

Est. monthly payment
$2,154/mo
Down payment (20%)
$55,580
Property taxes
$215/mo
HOA
$351/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1990
Lot
860 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway
Days on Market
94
Solid Surface Counters
Eat-in Kitchen
Clubhouse
Tennis Court(s)
Pool
Street Lights
Dishwasher
Disposal
Microwave Hood
Range
Refrigerator
Dryer
Washer
Elementary
Crystal River Primary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$2,579
Parcel #
2550040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Citrus
Lot Size
860 sqft
Cul-De-Sac
HOA
$351/mo
Pelican Cove COA

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #CC856059
$277,900-3.5%
$259/sqft
-
Price change
Source: Stellar MLS #CC856059
$287,900-0.7%
$268/sqft
7/7/2026
Listed for sale
Source: Stellar MLS #CC856059
$289,900
$270/sqft

Neighborhood

11025 W Harbor Watch Loop, Crystalriver FL 34428
Crystal River, FL, 34428

Calculator

Est. monthly payment
$2,154/mo
Principal & interest$1,449
Property taxes$215
Insurance$139
HOA$351
Down payment20% · $55,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$277,900

$259 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,074 sq ft

Time on market

94 days

Year built

1990

Monthly payment

About $2,154/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,579 annual tax bill, insurance, and the $351/mo HOA fee.

HOA fee

$351/mo

Managed by Pelican Cove COA.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byTROPIC SHORES REALTYListing agent: Sandra Oller DeemListing data from Stellar MLS, MLS# CC856059.

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