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Overview

3 bd3 ba2,432 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2022
Lot10,000 sqft
Living area2,432 sqft
Price / sqft$391
Garage3 car

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About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsL DiningOpen FloorplanSolid Surface CountersThermostat

9214 Melody Cir is a 2022-built home in South Gulf Cove, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,432 square feet of living space. Listed at $949,900 (about $391/sqft), 213 days on market. Flood zone 8AE - confirm flood insurance requirements with your lender.

From the listing

Luxury Waterfront Living in South Gulf Cove – Custom 3BR/3BA Pool Home Experience the very best of Florida waterfront living in this stunning 3-bedroom, 3-bathroom canal-front pool home located on the peaceful Zephyr Waterway in highly desirable South Gulf Cove. Built just three and a half years ago by Turn Key Custom Homes, this immaculate residence blends modern luxury, thoughtful design, and effortless indoor-outdoor living. From the moment you arrive, the home’s beautiful paver patio and welcoming front entrance set the tone. Step inside and you’ll immediately be impressed by soaring 12-foot ceilings, elegant crown molding, and breathtaking water views framed by expansive 10-foot impact-resistant sliding glass doors that open seamlessly to the lanai. A Private Outdoor Paradise The spacious lanai is designed for both relaxation and entertaining. One side features a comfortable sitting area with a cozy electric fireplace, while the other boasts a fully equipped outdoor kitchen, perfect for hosting family and friends. Enjoy Florida’s sunshine in the heated pool, complete with a tranquil waterfall feature and whole-home Sonos surround sound system creating the perfect atmosphere. For true waterfront living, a paver patio spans the entire 80-foot seawall, offering the perfect place to relax by the canal, fish from the dock, or watch boats glide by. Spacious and Elegant Interior The luxurious master suite serves as a private retreat, featuring a large walk-in closet, dual vanities, and a spa-like Roman shower. The chef’s kitchen is both stylish and functional with abundant cabinetry, an oversized 8-foot island, and a massive walk-in pantry ideal for storage and entertaining. Each guest bedroom is generously sized and includes its own en-suite bathroom, offering privacy and comfort for visitors. Bedroom three also includes a spacious walk-in closet. Exceptional Garage & Storm Protection The oversized garage is a dream for hobbyists and enthusiasts, offering 28 feet of depth, 12-foot ceilings, and extensive built-in storage shelving—perfect for vehicles, tools, and recreational equipment. Designed with Florida living in mind, the home also includes hurricane-ready features, such as steel electric roll-down shutters for the lanai and front entry. A full canal and city water irrigation system keeps the landscaping lush year-round. Your Waterfront Paradise Awaits With its combination of modern luxury, exceptional outdoor living, and peaceful canal views, this beautiful South Gulf Cove home offers the ultimate Florida lifestyle. Don’t miss your opportunity to own this slice of waterfront paradise.

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The essentials

Built
2022
Price / sqft
$391
On market
213 days
Annual tax
$12,896
Flood zone
8AE
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Waterfront
Canal - Saltwater
Private pool
In Ground
3 car garage
0.25 acres
Lot size

Payment

Est. monthly payment
$6,504/mo
Down payment (20%)
$189,980
Property taxes
$1,075/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
10,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Waterfront
Canal - Saltwater
Days on Market
213
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
L Dining
Open Floorplan
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Hurricane Shutters
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Mailbox
Rain Gutters
Sprinkler Metered
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone 8AE
Annual Tax (2025)
$12,896
Parcel #
412121233002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
South Gulf Cove
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,000 sqft
Flood Insurance RequiredFloodZoneLandscaped

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #D6146581
$949,900-5.0%
$391/sqft
3/12/2026
Listed for sale
Source: Stellar MLS #D6146581
$999,800
$411/sqft

Neighborhood

9214 Melody Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $949,900
$910,000 – $949,900
95.7% – 100% of listTops out right at the list price
80% of listList price
230 of the last 459 home closings in 33981 landed at this number or higher (50%). The median one sat 89 days before it went under contract, and this one is on day 213 after a $49,900 cut.

Sample: 459 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,504/mo
Principal & interest$4,954
Property taxes$1,075
Insurance$475
Down payment20% · $189,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$949,900

$391 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,432 sq ft

Time on market

213 days

Year built

2022

Monthly payment

About $6,504/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,896 annual tax bill, insurance.

Flood zone

Zone 8AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

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Brokered byTALL PINES REALTYListing agent: Jeremy JonesListing data from Stellar MLS, MLS# D6146581.

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