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Overview

3 bd5 ba4,070 sqftSingle Family
TypeSingle Family
HOA$1,150/qtr
Built2013
Lot8,860 sqft
Living area4,070 sqft
Price / sqft$1,057

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Central VaccumCoffered Ceiling(s)ElevatorHigh CeilingsOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSolid Wood Cabinets

7320 Palm Island Dr is a 2013-built home in Island Harbor Beach Club Sec 01, Placida. Inside you'll find 3 bedrooms, 5 bathrooms, and 4,070 square feet of living space. Listed at $4,300,000 (about $1,057/sqft), 176 days on market. Flood zone PD - confirm flood insurance requirements with your lender. HOA runs $1,150 quarterly.

From the listing

Unparalleled craftsmanship meets coastal elegance in this exceptional Gulf-front residence, ideally located within a premier island resort community on Palm Island, perfectly positioned between Sarasota and Ft. Myers. Accessible only by boat or car ferry, this exclusive barrier island offers over seven miles of pristine, uncrowded beaches and an “away from it all” lifestyle that is increasingly rare along Florida’s Gulf Coast. This property greets you with swaying palms and tropical foliage, then offers a stunning primary suite, two guest bedrooms, a private office/den, four full bathrooms, and one-half bath, this home is designed to capture Gulf views while delivering refined luxury and effortless coastal living. The open-concept kitchen, living, and dining areas are filled with natural light, highlighted by expansive full-length windows that frame endless water views and unforgettable sunsets. The chef’s kitchen is a showpiece, featuring a double Wolf gas range, integrated Sub-Zero refrigerator freezer, a large double island with custom zinc clad surfaces, crisper drawers, and a beverage cooler providing exceptional space for entertaining or preparing a gourmet meal. A butler’s pantry connects to the laundry room and includes a half bath and second dishwasher. A sleek wet bar is built into the kitchen, featuring a small sink, custom cabinetry, and a wine cooler. The adjoining living space is complimented by a gas fireplace. The dining area is elevated by a raised shiplap, cupola-style ceiling and surrounded by sliding windows overlooking the blue water. Anchoring it all is imported Jerusalem gray gold limestone tile. Open the doors to the upper porch and lower the motorized screens to create a shaded retreat. Here integrated hurricane shutters provide an added layer of protection. The lower sun deck spans the width of the home—soak up the sun or enjoy outdoor dining and cooking. The main-floor study offers custom built-in shelving and its own private balcony—perfect for a peaceful retreat. Built for both beauty and durability, the home showcases a full Hardie board exterior, a hidden 4-zone air conditioning system, and exceptional architectural detail throughout. The wide staircase with wrought iron railing is complemented by the convenience of a newer elevator servicing all levels. French doors open to the upper-level private primary suite with sweeping Gulf views and a dedicated sitting area. The spa-inspired primary bath features a walk-in shower with bench and multiple shower heads, marble tile and flooring, and an oversized jetted soaking tub with a Gulf view. The luxury continues with back-to-back vanities, walk-in closets, and a separate dressing space. Equally impressive, one guest suite features a queen-size bed and its own bathroom. The second bedroom includes built-in twin beds and additional freestanding beds to comfortably sleep multiple guests, along with a full bath. The ground level offers painted pilings, weather-treated wood plank flooring, and generous space for relaxing and entertaining. This level also accommodates a golf cart garage, tool storage, and built-in shelving. Situated within a sought-after resort community, including a community pool, fitness center, massage room, and tennis program. Ownership includes first right of refusal on a dock with lift—an opportunity for boating enthusiasts. This is a rare offering combining luxury design, resort-style amenities, and the serenity of Gulf-front living.

The essentials

Built
2013
Price / sqft
$1,057
On market
186 days
Annual tax
$28,139
HOA
$1,150/qtr
Flood zone
PD
Lot
8,860 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
Waterfront
Gulf/Ocean
8,860 sqft lot
Lot size
4,070 sqft
Living area

Payment

Est. monthly payment
$27,304/mo
Down payment (20%)
$860,000
Property taxes
$2,345/mo
HOA
$1,150/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
8,860 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric
Parking
-
Waterfront
Gulf/Ocean
Days on Market
186
Central Vaccum
Coffered Ceiling(s)
Elevator
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Wet Bar
Window Treatments
Private Entrance
Bar Fridge
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Elementary
Vineland Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone PD
Annual Tax (2025)
$28,139
Parcel #
412031376005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Island Harbor Beach Club Sec 01
County
Charlotte
MLS Area
33946 - Placida
Lot Size
8,860 sqft
HOA
$1,150/qtr
Rob Brown

Price history

Date
Event
Price
4/6/2026
Listed for sale
Source: Stellar MLS #D6146980
$4,300,000
$1,057/sqft

Neighborhood

7320 Palm Island Dr
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $4,300,000
$4.00M – $4.30M
93.1% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 33946 landed at this number or higher (50%). The median one sat 81 days before it went under contract, and this one is on day 186.

Sample: 155 closed home sales in 33946 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$27,304/mo
Principal & interest$22,426
Property taxes$2,345
Insurance$2,150
HOA$383
Down payment20% · $860,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$4,300,000

$1,057 per sq ft

Beds and baths

3 beds, 5 baths

Size

4,070 sq ft

Time on market

186 days

Year built

2013

Monthly payment

About $27,304/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $28,139 annual tax bill, insurance, and the $1,150/qtr HOA fee.

HOA fee

$1,150/qtr

Managed by Rob Brown.

Flood zone

Zone PD

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPALM ISLAND PROPERTIES INCListing agent: Lisa HalpinListing data from Stellar MLS, MLS# D6146980.

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