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Overview

3 bd3 ba2,120 sqft3 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2018
Lot11,030 sqft
Living area2,120 sqft
Price / sqft$448
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Central VaccumCrown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room Combo

10572 Rainsville St is a 2018-built home in Port Charlotte Sec 87, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,120 square feet of living space. Listed at $949,900 (about $448/sqft), 45 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

WELCOME TO WATERFRONT LIVING AT ITS FINEST IN SOUTH GULF COVE! THIS EXCEPTIONAL PROPERTY OFFERS 107 FEET OF CONCRETE SEAWALL ON SAILBOAT WATER, QUICK ACCESS WITH NO BRIDGES TO OPEN WATER, AND BEAUTIFUL PRESERVE VIEWS! This exceptional 2,120-square-foot home, CUSTOM-BUILT in 2018, delivers an extraordinary blend of luxury, comfort, and boating lifestyle—with an abundance of highly desired features from top to bottom. Plus, the NEW SHINGLE ROOF installed in 2023 offers added peace of mind, along with the potential for LOWER ENERGY COSTS AND LOWER INSURANCE PREMIUMS! Step through the beautiful GLASS-ACCENTED FRENCH DOORS and into a bright, sophisticated interior featuring an OPEN FLOOR PLAN, 8-FOOT DOORS, TRAY CEILINGS, CROWN MOLDING, RECESSED LIGHTING, plantation shutters, impact windows, and elegant PORCELAIN TILE THROUGHOUT. The spacious great room is designed for entertaining, complete with BUILT-IN SPEAKERS and a stunning decorative feature wall surrounding a BUILT-IN ELECTRIC FIREPLACE. The chef-inspired kitchen is a true showpiece with an OVERSIZED ISLAND & BREAKFAST BAR, abundant cabinetry with soft-close doors and drawers, generous counter space, modern lighting, and a beautiful decorative backsplash. Updated appliances include a FLEX DUO OVEN and over-the-range hood. Nearby, the stylish DRY BAR features a highly desirable MULTI-TEMPERATURE WINE FRIDGE—perfect for entertaining. A REVERSE OSMOSIS SYSTEM and central vacuum add everyday convenience. The thoughtfully designed SPLIT-BEDROOM FLOOR PLAN provides privacy for everyone. The luxurious primary suite opens directly to the lanai through a slider accented by a stylish ZEBRA SHADE. Enjoy tray ceilings with recessed lighting, TWO WALK-IN CLOSETS WITH CUSTOM BUILT-IN cabinets, and a spectacular en-suite bath. The spa-like bathroom features a HUGE GLASSED-IN WALK-IN SHOWER WITH TWO SHOWER HEADS, floor-to-ceiling decorative tile, built-in bench seating, a garden bath, and a DOUBLE QUARTZ VANITY WITH CUSTOM CABINETRY. A private water closet includes a desirable BIDET. Both guest bedrooms offer BUILT-IN CLOSETS, while the bonus den features double doors and decorative windows and could easily be converted into an ADDITIONAL BEDROOM if desired. The laundry room includes GE APPLIANCES AND A BUILT-IN SINK, with a convenient half bath just off the laundry area. Then step outside and discover the ULTIMATE FLORIDA LIFESTYLE! The expansive lanai overlooks a gorgeous 11' x 29' IN-GROUND POOL with a fountain and sun pad, plus an outdoor shower framed by a decorative tile wall. An optional CHILD-SAFETY FENCE provides added peace of mind. The ZERO-DEGREE SLIDER creates an incredible seamless connection between the great room and outdoor living space. Boaters will LOVE the private waterfront setup, featuring a 22' x 8' COMPOSITE DOCK with WATER AND ELECTRIC, dock box, and a COVERED 10,000-LB BOAT LIFT. The oversized PAVER DRIVEWAY EXTENDS ALL THE WAY TO THE BACK OF THE HOME AND SEAWALL, providing exceptional access and convenience. Mature, professionally designed landscaping completes the picture. Additional highlights include a 3-CAR GARAGE, security system, recessed lighting inside and out, and an impressive collection of upgrades throughout. THIS IS MORE THAN A HOME—IT'S A COMPLETE WATERFRONT LIFESTYLE! From the luxurious interior and resort-style pool to the private dock and boat lift, this South Gulf Cove gem is truly MOVE-IN READ AND BUILT FOR FLORIDA LIVING!

The essentials

Built
2018
Price / sqft
$448
On market
45 days
Annual tax
$9,148
HOA
$120/yr
Flood zone
AE
Lot
11,030 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Waterfront
Canal - Brackish
Private pool
Gunite
3 car garage
Garage Door Opener
0.25 acres
Lot size

Payment

Est. monthly payment
$6,201/mo
Down payment (20%)
$189,980
Property taxes
$762/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
11,030 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Pool
Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure
Waterfront
Canal - Brackish
Days on Market
45
Built-in Features
Ceiling Fans(s)
Central Vaccum
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Awning(s)
Outdoor Shower
Private Mailbox
Rain Gutters
Clubhouse
Golf Carts OK
Park
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$9,148
Parcel #
412128454012

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 87
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
11,030 sqft
LandscapedOversized LotPaved
HOA
$120/yr
Sheryl Blocklin

Price history

Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #D6148365
$949,900
$448/sqft

Neighborhood

10572 Rainsville St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $949,900
$910,000 – $949,900
95.7% – 100% of listTops out right at the list price
80% of listList price
230 of the last 459 home closings in 33981 landed at this number or higher (50%). The median one sat 89 days before it went under contract, and this one is on day 45.

Sample: 459 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,201/mo
Principal & interest$4,954
Property taxes$762
Insurance$475
HOA$10
Down payment20% · $189,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$949,900

$448 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,120 sq ft

Time on market

45 days

Year built

2018

Monthly payment

About $6,201/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,148 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by Sheryl Blocklin.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPARADISE EXCLUSIVE REAL ESTATEListing agent: Lore MoorenListing data from Stellar MLS, MLS# D6148365.

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