12403 Minot Ave, photo 1
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Overview

3 bd2 ba1,899 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1987
Lot10,000 sqft
Living area1,899 sqft
Price / sqft$276
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Stone CountersThermostatWalk-in Closet(s)Window TreatmentsRain GuttersStreet LightsDishwasher

12403 Minot Ave is a 1987-built home in Port Charlotte Sec 060, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,899 square feet of living space. Listed at $525,000 (about $276/sqft), 22 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Move In Ready Waterfront Home — Just Four Lots From the Myakka River! This beautifully cleaned and newly refreshed 3 bedroom, 2 bath, 2 car garage waterfront pool home in Gulf Cove is ready for immediate enjoyment. Now fully empty, spotless, and easy to show, the property offers exceptional direct access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico—only four lots from the river, making boating days fast, simple, and unforgettable. Set along a solid concrete seawall, the backyard delivers peaceful water views and an ideal setting for fishing, kayaking, or watching wildlife glide by. Inside, the home features a comfortable split floor plan with both a living/dining area and a separate family room, giving you flexible spaces for everyday living and entertaining. All three bedrooms include walk in closets, providing excellent storage. The second bath doubles as a pool bath, keeping outdoor living effortless. Step outside to your private oasis: a screened in pool, expansive covered lanai, and generous space for lounging, dining, and enjoying the Florida sunshine. Whether you’re hosting friends or savoring quiet mornings by the water, this home delivers the easy, breezy coastal lifestyle Gulf Cove is known for.

The essentials

Built
1987
Price / sqft
$276
On market
57 days
Annual tax
$3,835
Flood zone
AE
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Waterfront
Canal Front
Private pool
Gunite
2 car garage
Driveway
10,000 sqft lot
Lot size

Payment

Est. monthly payment
$3,320/mo
Down payment (20%)
$105,000
Property taxes
$320/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
10,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground, Lighting, Screen Enclosure
Waterfront
Canal Front
Days on Market
57
Ceiling Fans(s)
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,835
Parcel #
402119257009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 060
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,000 sqft

Price history

Date
Event
Price
8/13/2026
Listed for sale
Source: Stellar MLS #D6148437
$525,000
$276/sqft

Neighborhood

12403 Minot Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $525,000
$500,000 – $525,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 57.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,320/mo
Principal & interest$2,738
Property taxes$320
Insurance$263
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$525,000

$276 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,899 sq ft

Time on market

57 days

Year built

1987

Monthly payment

About $3,320/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,835 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Marcia CullinanListing data from Stellar MLS, MLS# D6148437.

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