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Overview

3 bd2 ba1,824 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2012
Lot9,999 sqft
Living area1,824 sqft
Price / sqft$384
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboL DiningLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

10402 Winnipeg St is a 2012-built home in Port Charlotte Sec 87, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,824 square feet of living space. Listed at $699,900 (about $384/sqft), 24 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Welcome to this beautifully updated 3-bedroom, 2-bath waterfront home in desirable South Gulf Cove, offering SAILBOAT WATER and GULF ACCESS. Situated on approximately 80 FT OF SEAWALL, this property features mature landscaping, an eastern-facing backyard, and beautiful water views, creating the perfect setting for the relaxed Southwest Florida lifestyle. The open-concept floor plan is ideal for both everyday living and entertaining, with TRAY CEILINGS and WATER VIEWS from the living room, kitchen, dining area, and primary bedroom. The split bedroom design provides privacy for the spacious primary suite while offering comfortable accommodations for family and guest. The generously sized primary suite is a true retreat, featuring two walk-in closets, a tray ceiling and sliding glass doors leading directly to the pool area. The impressive primary bathroom offers dual sinks, a FREE-STANDING SOAKING TUB, WALK-THRU SHOWER and private toilet closet. The beautifully equipped kitchen features soft close drawers and a solid-surface breakfast bar perfect for casual meals or entertaining. New plank tile flooring throughout provides a fresh, stylish look and easy maintenance. Step outside to your private waterfront oasis featuring a heated saltwater pool, perfect for relaxing and entertaining. The pool area includes a new pool cage, resurfaced pool, and new pool deck, all completed in 2023. Enjoy the peaceful canal setting from the private dock with BOAT LIFT, with plenty of room to enjoy boating, fishing and Southwest Florida's incredible waterways. Canal water is also used for irrigation. Additional features include a tile roof, NEW A/C INSTALLED in 2025, KINECTICO WATER SYSTEM, and pool vacuum which stays with the home. South Gulf Cove is a highly desirable waterfront community featuring sidewalks, parks, and an extensive canal system with access to Charlotte Harbor and the Gulf of Mexico. Conveniently located near beautiful BEACHES, BOATNG, FISHING, BIKING, GOLF, restaurants, shopping, and numerous recreational opportunities. This exceptional home offers the perfect combination of WATERFRONT LIVING, beautiful indoor/outdoor spaces and an outstanding Southwest Florida location. LOTS ON EITHER SIDE ARE FOR SALE WITH SEPARATE PURCHASE.

The essentials

Built
2012
Price / sqft
$384
On market
24 days
Annual tax
$8,037
HOA
$120/yr
Flood zone
AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Waterfront
Canal - Brackish
Private pool
Heated
2 car garage
Driveway
9,999 sqft lot
Lot size

Payment

Est. monthly payment
$4,680/mo
Down payment (20%)
$139,980
Property taxes
$670/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
9,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Fiber Optic Lighting, Gunite, Heated, In Ground, Salt Water, Screen Enclosure, Tile
Waterfront
Canal - Brackish, Canal Front
Days on Market
24
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Rain Gutters
Clubhouse
Deed Restrictions
Park
Playground
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Touchless Faucet
Washer
Water Filtration System
Flood Zone AE
Annual Tax (2025)
$8,037
Parcel #
412128307010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 87
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
FloodZoneLandscapedPaved
HOA
$120/yr
Sheryl Blocklin

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #D6148686
$699,900
$384/sqft

Neighborhood

10402 Winnipeg St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $699,900
$670,000 – $699,900
95.7% – 100% of listTops out right at the list price
80% of listList price
231 of the last 457 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 24.

Sample: 457 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,680/mo
Principal & interest$3,650
Property taxes$670
Insurance$350
HOA$10
Down payment20% · $139,980
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,900

$384 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,824 sq ft

Time on market

24 days

Year built

2012

Monthly payment

About $4,680/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,037 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by Sheryl Blocklin.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPARADISE EXCLUSIVE REAL ESTATEListing agent: Betty TullosListing data from Stellar MLS, MLS# D6148686.

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