13528 Martha Ave, photo 1
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Overview

3 bd1 ba1,142 sqftSingle Family
TypeSingle Family
HOA$440/yr
Built1978
Lot7,673 sqft
Living area1,142 sqft
Price / sqft$166

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatLightingSidewalkClubhouseDeed RestrictionsPoolSidewalksTennis Court(s)

13528 Martha Ave is a 1978-built home in Port Charlotte Sec 066, Port Charlotte. Inside you'll find 3 bedrooms, 1 bathrooms, and 1,142 square feet of living space. Listed at $189,900 (about $166/sqft), 5 days on market. Flood zone AE,X - confirm flood insurance requirements with your lender. HOA runs $440 annually.

From the listing

Wonderful opportunity to own this home nestled in the Heart of the great community of the Gardens of Gulf Cove. This home has been remodeled and ready for you to move right in. This cute, gem of a home has so many new upgrades within the last year- , impact windows, hurricane shutters, new electrical outlets, hot water heater, washer and remodeled bath. There is all new plumbing and faucet, with warrantee, and completely re piped by local professionals. It even has a brand new water softener, insulation in the attic and behind walls and electric panal. The Garage was converted years ago into the third bedroom. All that's left is for you to unpack your bags and start enjoying the community clubhouse,2 community pools, tennis courts, and Florida lifestyle. Located within a half hour drive to beautiful local beaches, many golf courses, & world class fishing

The essentials

Built
1978
Price / sqft
$166
On market
7 days
Annual tax
$4,663
HOA
$440/yr
Flood zone
AE,X
Lot
7,673 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
Community pool
Shared amenity
7,673 sqft lot
Lot size
1,142 sqft
Living area

Payment

Est. monthly payment
$1,510/mo
Down payment (20%)
$37,980
Property taxes
$389/mo
HOA
$440/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
7,673 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
7
Thermostat
Lighting
Sidewalk
Clubhouse
Deed Restrictions
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE,X
Annual Tax (2025)
$4,663
Parcel #
412105280014

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 066
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
7,673 sqft
HOA
$440/yr
Judy Hollister

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #D6149019
$189,900
$166/sqft

Neighborhood

13528 Martha Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $189,900
$182,500 – $189,900
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 7.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,511/mo
Principal & interest$990
Property taxes$389
Insurance$95
HOA$37
Down payment20% · $37,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,900

$166 per sq ft

Beds and baths

3 beds, 1 baths

Size

1,142 sq ft

Time on market

7 days

Year built

1978

Monthly payment

About $1,510/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,663 annual tax bill, insurance, and the $440/yr HOA fee.

HOA fee

$440/yr

Managed by Judy Hollister.

Flood zone

Zone AE,X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEDGERTON REALTY & DEVELOPMENT,LLCListing agent: Billy Creech 3rdListing data from Stellar MLS, MLS# D6149019.

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