9491 & 9499 Downing St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot195,584 sqft

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About this home

Waterfront Complex

9491 & 9499 Downing St is a home in Grove City Land Companys Sub, Englewood. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

RARE LEMON BAY WATERFRONT OPPORTUNITY! Discover approximately 4.49 acres across two adjoining parcels at the end of Downing St in sought-after Englewood. With nearly 800 feet of private bay frontage, this unique property offers expansive water views, natural surroundings, and a peaceful coastal setting. A boardwalk leads through native vegetation toward the shoreline and dock, creating a perfect spot to enjoy sunsets, boating, fishing, and kayaking. Located near Stump Pass and the Intracoastal Waterway, with Englewood Beach, Boca Grande, restaurants, shopping, and golf just minutes away. The generous upland area offers an exceptional opportunity to create a private coastal estate or explore other possibilities, subject to local approvals. Properties offering this combination of acreage, privacy, and waterfront access are rarely available in Englewood. Realtor Shorter, more powerful version RARE LEMON BAY WATERFRONT! Approximately 4.49 acres across two adjoining parcels with nearly 800 feet of private bay frontage. Tucked at the end of Downing St, this exceptional property offers breathtaking water views, natural privacy, a shoreline dock, and a peaceful coastal setting. Enjoy boating, fishing, kayaking, and spectacular sunsets, with Stump Pass, the Intracoastal Waterway, Englewood Beach, Boca Grande, dining, shopping, and golf nearby. A truly unique opportunity to create your own private waterfront retreat in Englewood.

The essentials

On market
3 days
Annual tax
$4,808
Flood zone
AE
Lot
195,584 sqft
Type
Land

At a glance

Land
Waterfront
Bay/Harbor
4.49 acres
Lot size

Payment

Est. monthly payment
$5,253/mo
Down payment (20%)
$169,800
Property taxes
$401/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
195,584 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Bay/Harbor
Days on Market
3
Waterfront Complex
Elementary
Vineland Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$4,808
Parcel #
412020276002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Grove City Land Companys Sub
County
Charlotte
MLS Area
34224 - Englewood
Lot Size
195,584 sqft

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #D6149068
$849,000

Neighborhood

9491 & 9499 Downing St
Englewood, FL, 34224 · 34224 - Englewood

Calculator

Est. monthly payment
$5,253/mo
Principal & interest$4,428
Property taxes$401
Insurance$425
Down payment20% · $169,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$849,000

Time on market

3 days

Monthly payment

About $5,253/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,808 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byCENTURY 21 SUNBELT REALTYListing agent: Jayson BurtchListing data from Stellar MLS, MLS# D6149068.

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