482 Sweetgum Ln, photo 1
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Overview

0 baLand
TypeLand
HOA$565/qtr
Lot10,498 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Deed RestrictionsGated Community - Guard

482 Sweetgum Ln is a home in Conservatory/Hammock Beach, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $565 quarterly.

From the listing

BEAUTIFUL GOLF COURSE LOCATION, NEW HOMES BEING BUILT, FAIRWAY 2ND HOLE OF THE TOM WATSON COURSE OWNED BY HAMMOCK BEACH RESORT, PRESERVE ACROSS THE STREET, BUILD YOUR DREAM HOME WITH YOUR CHOICE OF THE 7 APPROVED BUILDERS, EXCLUSIVE SUBDIVISION, SERENE SETTING AND SPECTACULAR SUNSETS, NO BUILD TIME, COME BY TODAY!

The essentials

On market
981 days
Annual tax
$892
HOA
$565/qtr
Flood zone
X · Low risk
Lot
10,498 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,000/mo
Down payment (20%)
$25,800
Property taxes
$74/mo
HOA
$565/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,498 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
981
Deed Restrictions
Gated Community - Guard
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2023)
$892
Parcel #
42-10-30-3210-00000-2810

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Conservatory/Hammock Beach
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,498 sqft
HOA
$565/qtr
MAY MANAGEMENT/CARSTEN GEORG

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #FC297786
$129,000-7.2%
-
Price change
Source: Stellar MLS #FC297786
$139,000-26.5%
2/5/2024
Listed for sale
Source: Stellar MLS #FC297786
$189,000

Neighborhood

482 Sweetgum Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,000/mo
Principal & interest$673
Property taxes$74
Insurance$65
HOA$188
Down payment20% · $25,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$129,000

Time on market

981 days

Monthly payment

About $1,000/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $892 annual tax bill, insurance, and the $565/qtr HOA fee.

HOA fee

$565/qtr

Managed by MAY MANAGEMENT/CARSTEN GEORG.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Carolyn ValloneListing data from Stellar MLS, MLS# FC297786.

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