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Overview

3 bd3 ba1,350 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1987
Lot10,019 sqft
Living area1,350 sqft
Price / sqft$370
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)BalconyPrivate MailboxDishwasherDryerMicrowaveRefrigeratorWasher

32 Armand Beach Dr is a 1987-built home in Armand Beach East Sub, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,350 square feet of living space. Listed at $499,900 (about $370/sqft), 312 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Short Sale. This charming two-story “Old Florida” style home offers the perfect beachside retreat in Palm Coast’s highly desirable Hammock community. Relax on the inviting front porch and enjoy the gentle ocean breezes, or head out for a short walk, bike ride, or golf cart trip to nearby public beach accesses. A private, deeded access is also just a few blocks away, leading to one of the area’s most beautiful and uncrowded stretches of shoreline. Located in one of the few neighborhoods that permit short-term rentals and allow boat/RV parking, this property presents an excellent opportunity for a turn-key rental with immediate income potential. The home features a newer heat pump, a whole-house water filtration system, and a spacious kitchen equipped with stainless steel appliances, marble tile countertops, an undermount sink, and convenient island seating. Enjoy the relaxed coastal lifestyle with popular local restaurants and amenities just moments from your doorstep!

The essentials

Built
1987
Price / sqft
$370
On market
312 days
Annual tax
$7,713
Flood zone
AE
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
1 car garage
10,019 sqft lot
Lot size
1,350 sqft
Living area

Payment

Est. monthly payment
$3,500/mo
Down payment (20%)
$99,980
Property taxes
$643/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
10,019 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central, Electric
Parking
-
Days on Market
312
Ceiling Fans(s)
Balcony
Private Mailbox
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Flood Zone AE
Annual Tax (2024)
$7,713
Parcel #
20-10-31-0300-01580-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Armand Beach East Sub
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #FC313994
$499,900-4.8%
$370/sqft
12/5/2025
Listed for sale
Source: Stellar MLS #FC313994
$525,000
$389/sqft

Neighborhood

32 Armand Beach Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $499,900
$492,500 – $499,900
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 312 after a $25,100 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,500/mo
Principal & interest$2,607
Property taxes$643
Insurance$250
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,900

$370 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,350 sq ft

Time on market

312 days

Year built

1987

Monthly payment

About $3,500/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,713 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTAG VENTURES REAL ESTATEListing agent: Toni QuattrocchiListing data from Stellar MLS, MLS# FC313994.

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