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Overview

3 bd2 ba2,024 sqft2 car garageSingle Family
TypeSingle Family
HOA$190/mo
Built2023
Lot6,011 sqft
Living area2,024 sqft
Price / sqft$198
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingWalk-in Closet(s)Private MailboxDishwasherMicrowaveRangeRefrigerator

14 Matanzas Lakes Dr is a 2023-built home in Matanzas Lakes Sub, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,024 square feet of living space. Listed at $399,999 (about $198/sqft), 323 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $190 monthly.

From the listing

14 Matanzas Lakes Drive – Premium Lakefront Living in a Luxury 55+ Community Welcome to one of the most desirable homes in the prestigious, gated 55+ community of Matanzas Lakes. Built by Seagate and positioned on a premium lakefront lot, this residence stands out as the largest model currently available—offering exceptional upgrades, a refined layout, and an unbeatable lifestyle. Step inside and immediately notice the quality: tile flooring throughout, tall ceilings, and enhanced lighting create a bright, modern, and spacious feel. The open-concept living areas flow seamlessly toward panoramic water views, making this home ideal for both everyday comfort and entertaining. Enjoy a fully enclosed backyard featuring a screened-in patio plus an extended uncovered paver patio, perfect for morning coffee, evening cocktails, or simply enjoying the tranquil lakefront setting. The full perimeter fencing adds privacy and convenience for pets. Matanzas Lakes delivers true resort-style amenities, including: A beautifully designed community pool Pickleball court A clubhouse with public restrooms 24-hour gated security for peace of mind Don’t miss this rare opportunity to own a turnkey, highly upgraded, lakefront Seagate home in one of Palm Coast’s most sought-after 55+ communities. Priced to sell—schedule your showing today.

The essentials

Built
2023
Price / sqft
$198
On market
323 days
Annual tax
$2,798
HOA
$190/mo
Flood zone
X · Low risk
Lot
6,011 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Water views
Water
2 car garage
6,011 sqft lot
Lot size
2,024 sqft
Living area

Payment

Est. monthly payment
$2,709/mo
Down payment (20%)
$80,000
Property taxes
$233/mo
HOA
$190/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,011 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
323
Ceiling Fans(s)
Crown Molding
Walk-in Closet(s)
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2024)
$2,798
Parcel #
27-10-30-4260-00000-0380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Matanzas Lakes Sub
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,011 sqft
HOA
$190/mo
Matanzas lakes homeowners association, INC

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #FC314327
$399,999-5.9%
$198/sqft
-
Price change
Source: Stellar MLS #FC314327
$424,999-7.6%
$210/sqft
11/24/2025
Listed for sale
Source: Stellar MLS #FC314327
$459,900
$227/sqft

Neighborhood

14 Matanzas Lakes Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $399,999
$395,000 – $399,999
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 323 after a $59,901 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,709/mo
Principal & interest$2,086
Property taxes$233
Insurance$200
HOA$190
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,999

$198 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,024 sq ft

Time on market

323 days

Year built

2023

Monthly payment

About $2,709/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,798 annual tax bill, insurance, and the $190/mo HOA fee.

HOA fee

$190/mo

Managed by Matanzas lakes homeowners association, INC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALTY EXCHANGE, LLCListing agent: Chase SabineListing data from Stellar MLS, MLS# FC314327.

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