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Overview

4 bd2 ba1,526 sqft2 car garageSingle Family
TypeSingle Family
HOA$56/yr
Built2026
Lot5,000 sqft
Living area1,526 sqft
Price / sqft$196
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
GRAND RESERVE AND GOLF CLUB
Type
Single Family Residence

True monthly carry

HOA
~$5/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanSmart HomeThermostatWalk-in Closet(s)ClubhouseFitness Center

838 Grand Reserve Dr is a 2026-built home in Grand Reserve And Golf Club, Bunnell. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,526 square feet of living space. Listed at $299,850 (about $196/sqft), 241 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $56 annually.

From the listing

READY NOW! Includes screened lanai, fridge, washer/dryer, and blinds!! Coastal cottage charm meets stunning golf course views in this beautiful home overlooking the tee box, with peaceful preserve scenery beyond. Inside, vaulted ceilings create an open, airy feel while allowing natural light to pour into the living spaces. The thoughtfully designed layout blends comfort with modern features, including gas cooking and a tankless gas water heater for efficiency and convenience. Step outside and enjoy the tranquil setting where nature and golf course living come together. Located in an established, active community that hosts regular events, this neighborhood is also golf cart friendly—making it easy to explore and connect with neighbors. Conveniently situated less than 5 miles from more than 100 shops and restaurants, and under 15 minutes from the beach, this home offers the perfect balance of lifestyle, location, and charm.

The essentials

Built
2026
Price / sqft
$196
On market
241 days
Annual tax
$0
HOA
$56/yr
Flood zone
X · Low risk
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
5,000 sqft lot
Lot size
1,526 sqft
Living area

Payment

Est. monthly payment
$2,106/mo
Down payment (20%)
$59,970
Property taxes
$0/mo
HOA
$56/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,000 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
-
Days on Market
241
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Smart Home
Thermostat
Walk-in Closet(s)
Clubhouse
Fitness Center
Pool
Dishwasher
Disposal
Microwave
Range
Elementary
Bunnell Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$0
Parcel #
02-12-30-2977-00000-3060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Grand Reserve And Golf Club
County
Flagler
MLS Area
32110 - Bunnell
Lot Size
5,000 sqft
HOA
$56/yr
Alliance Realty & Management

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #FC316103
$299,850-3.2%
$196/sqft
-
Price change
Source: Stellar MLS #FC316103
$309,850-6.2%
$203/sqft
2/12/2026
Listed for sale
Source: Stellar MLS #FC316103
$330,440
$217/sqft

Neighborhood

838 Grand Reserve Dr
Bunnell, FL, 32110 · 32110 - Bunnell

Market insights

Offer Insights

Choose an offer strength

List price: $299,850
$297,500 – $299,850
99.2% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 32110 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 241 after a $30,590 cut.

Sample: 109 closed home sales in 32110 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,106/mo
Principal & interest$1,564
Property taxes$387
Insurance$150
HOA$5
Down payment20% · $59,970
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,850

$196 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,526 sq ft

Time on market

241 days

Year built

2026

Monthly payment

About $2,106/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $56/yr HOA fee.

HOA fee

$56/yr

Managed by Alliance Realty & Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY INC.Listing agent: Charlie RogersListing data from Stellar MLS, MLS# FC316103.

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