36 Old Oak Dr S, photo 1
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Overview

0 baLand
TypeLand
HOA$165/mo
Lot17,555 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Gated Community - Guard

36 Old Oak Dr S is a home in Sanctuary Sub, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.

From the listing

Escape to your private waterfront Sanctuary. This premier 95-foot wide homesite is nestled within The Sanctuary—an exclusive, gated island community of magnificent estates. Experience the perfect blend of luxury and convenience with direct saltwater canal frontage, located just 400 feet from the Intracoastal Waterway. Enjoy the serenity of canal-side docking, free from the heavy wake and traffic of the ICW, making every boat departure effortless. (Serious boaters take note: this lot offers the ultimate "easy in, easy out" docking experience - you get all the proximity to open water without the constant chop and hull wear of ICW traffic.) From the moment you cross the private bridge, you’re greeted by a landscape of mature oaks, tranquil fountains, and abundant wildlife. Enjoy paved jogging/biking trails, guard-gated security, and a lush, park-like atmosphere. With no time limit to build and the freedom to choose your own builder and low HOA fees, this is your rare opportunity to design a custom Florida masterpiece.

The essentials

On market
207 days
Annual tax
$4,378
HOA
$165/mo
Flood zone
X · Low risk
Lot
17,555 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
0.40 acres
Lot size

Payment

Est. monthly payment
$3,667/mo
Down payment (20%)
$109,800
Property taxes
$365/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
17,555 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
207
Gated Community - Guard
Flood Zone X
Annual Tax (2025)
$4,378
Parcel #
29-10-31-5540-00000-0190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sanctuary Sub
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
17,555 sqft
PrivateWooded
HOA
$165/mo

Price history

Date
Event
Price
6/26/2026
Price change
Source: Stellar MLS #FC317135
$549,000-6.8%
3/23/2026
Listed for sale
Source: Stellar MLS #FC317135
$589,000

Neighborhood

36 Old Oak Dr S
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$3,668/mo
Principal & interest$2,863
Property taxes$365
Insurance$275
HOA$165
Down payment20% · $109,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,000

Time on market

207 days

Monthly payment

About $3,667/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,378 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GROUPListing agent: Lisa GardnerListing data from Stellar MLS, MLS# FC317135.

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