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About this home
37 Ludlow Ln W is a home in 04 Fairways, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Imagine a homesite that’s simply impossible to ignore, framed by a picturesque lake on one side and a freshwater canal on the other, offering a rare sense of openness, light, and natural beauty; this is the kind of place that makes you pause, take a breath, and instantly feel — this is it, with peaceful water views, privacy, and an atmosphere that defines true Florida living; an ideal setting to build your dream home with expansive windows, a stunning outdoor living space, and mornings that begin with coffee overlooking the water; opportunities like this are rare and always in demand; the location adds even more appeal with convenient access to major roads, shopping, and dining, while maintaining a sense of tranquility and space; nearby schools are well-regarded, making this an excellent option for a primary residence or investment; a unique blend of waterfront lifestyle, location, and potential — the kind of property that captures attention the moment you see it.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$139,900
Time on market
210 days
Monthly payment
About $858/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $696 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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