6 Cinnamon Beach Way, photo 1
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Overview

0 baLand
TypeLand
HOA$225.64/qtr
Lot10,454 sqft

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About this home

6 Cinnamon Beach Way is a home in Ocean Hammock, Palm Coast. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $225.64 quarterly.

From the listing

Build your dream coastal retreat on this exceptional 0.24-acre homesite ideally positioned within the oceanfront community of Cinnamon Beach. Perfectly situated on a quiet cul-de-sac with a beautifully landscaped roundabout, this oversized lot offers a rare combination of privacy and scenic surroundings, backing to tranquil lake views with potential glimpses of the Atlantic Ocean. Surrounded by luxury homes and bordered by water on multiple sides, the setting captures refreshing breezes and stunning sunrises and sunsets. Just a short stroll or golf cart ride to private beach access, this property provides access to amenities including an oceanfront pool, lakefront pool, clubhouse, fitness center, game room, snack bar, . With no timeframe to build and the flexibility to choose your own builder, this is a premier opportunity to secure one of the most desirable homesites in a gated coastal community where lifestyle, location, and luxury converge.

The essentials

On market
190 days
Annual tax
$3,572
HOA
$225.64/qtr
Flood zone
X500 · Low risk
Lot
10,454 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
10,454 sqft lot
Lot size

Payment

Est. monthly payment
$2,802/mo
Down payment (20%)
$85,000
Property taxes
$298/mo
HOA
$225.64/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,454 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front
Days on Market
190
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$3,572
Parcel #
04-11-31-3512-00010-0460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,454 sqft
HOA
$225.64/qtr
Cinnamon Beach Homeowners Assoc.

Price history

Date
Event
Price
4/3/2026
Listed for sale
Source: Stellar MLS #FC317424
$425,000

Neighborhood

6 Cinnamon Beach Way
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$2,802/mo
Principal & interest$2,217
Property taxes$298
Insurance$213
HOA$75
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

Time on market

190 days

Monthly payment

About $2,802/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,572 annual tax bill, insurance, and the $225.64/qtr HOA fee.

HOA fee

$225.64/qtr

Managed by Cinnamon Beach Homeowners Assoc..

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GROUPListing agent: Krista LibbyListing data from Stellar MLS, MLS# FC317424.

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