44 Club House Dr #106, photo 1
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Overview

2 bd2 ba1,127 sqftTownhouse
TypeTownhouse
HOA$800/qtr
Built1977
Lot645 sqft
Living area1,127 sqft
Price / sqft$176

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primarybedroom UpstairsWalk-in Closet(s)Window TreatmentsBalconyLightingPrivate MailboxClubhouse

44 Club House Dr #106 is a 1977-built home in Palm Club Condo, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,127 square feet of living space. Listed at $198,500 (about $176/sqft), 139 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $800 quarterly.

From the listing

WATERFRONT LIVING - Palm Club Townhouse is situated on a large saltwater canal where you can watch directly from your balcony the boats passing buy and enjoy beautiful sunsets. Many amenities are included, a resort style pool, clubhouse, and a scenic walking path. HOA covers water, trash, cable/internet and pest control. Palm Harbor Golf Course is across the road and Island Walk is close by for your shopping needs, including, restaurants, banks and a Public's grocery store. First floor is living/dining room, kitchen, half-bath and patio overlooking the saltwater canal. Second level has two bedrooms and a full bath. Main bedroom has a balcony overlooking canal to enjoy the water activities. There is a chair lift for navigating the stairway. This is resort living at its best as well as peace of mind when vacationing or for snowbirds... just lock your door and no worries. Call Realtor before showing

The essentials

Built
1977
Price / sqft
$176
On market
139 days
Annual tax
$458
HOA
$800/qtr
Flood zone
X · Low risk
Lot
645 sqft
Type
Townhouse

At a glance

Townhouse
Built 1977
Waterfront
Canal - Saltwater
Community pool
Shared amenity
Private balcony
Outdoor space
1,127 sqft
Living area

Payment

Est. monthly payment
$1,439/mo
Down payment (20%)
$39,700
Property taxes
$38/mo
HOA
$800/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1977
Lot
645 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Saltwater
Days on Market
139
Ceiling Fans(s)
Primarybedroom Upstairs
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Private Mailbox
Clubhouse
Community Mailbox
Pool
Dishwasher
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$458
Parcel #
07-11-31-7097-00030-1060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Club Condo
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
645 sqft
HOA
$800/qtr
May Management

Price history

Date
Event
Price
6/24/2026
Price change
Source: Stellar MLS #FC317499
$198,500-0.3%
$176/sqft
5/26/2026
Listed for sale
Source: Stellar MLS #FC317499
$199,000
$177/sqft

Neighborhood

44 Club House Dr #106
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $198,500
$195,000 – $198,500
98.2% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 townhouse or villa closings in 32137 landed at this number or higher (56%). The median one sat 79 days before it went under contract, and this one is on day 139 after a $500 cut.

Sample: 16 closed townhouse or villa sales in 32137 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,440/mo
Principal & interest$1,035
Property taxes$38
Insurance$99
HOA$267
Down payment20% · $39,700
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$198,500

$176 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,127 sq ft

Time on market

139 days

Year built

1977

Monthly payment

About $1,439/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $458 annual tax bill, insurance, and the $800/qtr HOA fee.

HOA fee

$800/qtr

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPALM COAST REAL ESTATE COMPANYListing agent: Beverly McGowanListing data from Stellar MLS, MLS# FC317499.

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