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About this home
40 Casa Bella Cir #1101 is a 2005-built home in Casa Bella I, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,014 square feet of living space. Listed at $499,500 (about $248/sqft), 182 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $410 monthly. Condo dues run $1,210 monthly.
Situated on a quiet cul-de-sac on Casa Bella Circle in Hammock Dunes, this 3-bedroom, 2.5-bath residence offers 2,014 square feet of well-balanced living in one of Palm Coast’s most desirable gated communities. Designed as a true carriage-style home, the entire floor is your own—no neighbors on either side—allowing for windows all the way around and an abundance of natural light throughout. Ocean breezes greet you at the front door, while a screened-in porch overlooks a peaceful pond—giving you both openness and privacy. Inside, the layout just works. Tile flooring runs throughout the main areas, with carpet in the bedrooms. The living space is open and comfortable, finished with plantation shutters. The kitchen is designed for real use, featuring a center island, granite countertops, stainless steel appliances, and ample cabinet space, with the 2-car garage located just off the kitchen—making everyday living on the first floor especially convenient. The primary suite is spacious and functional, with a large walk-in closet and a bathroom that includes dual vanities, a soaking tub, and a tiled walk-in shower. Two additional bedrooms offer flexibility for guests, an office, or both. The garage itself stands out with an epoxy flake floor and additional storage space. Community amenities include a pool, hot tub, fitness center, and grilling area, while optional membership to the Hammock Dunes Club further expands the lifestyle with oceanfront dining, two championship golf courses, additional fitness, pools, and racquet sports. Well-positioned and easy to live in, this property offers the right balance of space, function, privacy, and access to top-tier amenities.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$499,500
$248 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,014 sq ft
Time on market
182 days
Year built
2005
Monthly payment
About $5,042/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,805 annual tax bill, insurance, and $1,620/mo in HOA and condo dues.
HOA + condo dues
$1,620/mo
$410/mo HOA plus $1,210/mo condo dues. Managed by Brie Cunniff.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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