90 Springwood Dr, photo 1
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Overview

4 bd3 ba2,182 sqft2 car garageSingle Family
TypeSingle Family
HOA$249/yr
Built2026
Lot6,098 sqft
Living area2,182 sqft
Price / sqft$193
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 10 · 12:00 PM to 2:00 PM

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SAWMILL BRANCH/PALM COAST PK P
Type
Single Family Residence

True monthly carry

HOA
~$21/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)LightingPark

90 Springwood Dr is a 2026-built home in Sawmill Branch/Palm Coast Pk P, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,182 square feet of living space. Listed at $421,000 (about $193/sqft), 166 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $249 annually.

From the listing

Virtually Staged. Ask about Builder incentive of up to $15,000 flex cash. The Appaloosa is the epitome of refined flexibility, offering 3 to 5 bedrooms, 2.5 baths, and a range of layout options tailored to your lifestyle. Perfect for a multi-generational household or those needing multiple home office spaces, this plan features both main floor and optional upper-level bedroom expansions. The elevated culinary space opens to an expansive great room and dining area, creating a seamless flow ideal for entertaining. The primary suite includes a spa-inspired bathroom and oversized walk-in closet, while guest suites and bonus rooms offer separation and privacy. Extend your living outdoors with a generous covered patio option.

The essentials

Built
2026
Price / sqft
$193
On market
166 days
Annual tax
$3,165
HOA
$249/yr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
Community pool
Shared amenity
2 car garage
6,098 sqft lot
Lot size

Payment

Est. monthly payment
$2,691/mo
Down payment (20%)
$84,200
Property taxes
$264/mo
HOA
$249/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,098 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
166
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Lighting
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Freezer
Ice Maker
Microwave
Range
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,165
Parcel #
21-10-30-5416-00000-4760

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Branch/Palm Coast Pk P
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,098 sqft
HOA
$249/yr
Sovereign Jacobs

Price history

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #FC318096
$421,000-2.3%
$193/sqft
-
Price change
Source: Stellar MLS #FC318096
$431,000-0.9%
$198/sqft
4/27/2026
Listed for sale
Source: Stellar MLS #FC318096
$434,900
$199/sqft

Neighborhood

90 Springwood Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $421,000
$415,000 – $421,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 166 after a $13,900 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,691/mo
Principal & interest$2,196
Property taxes$264
Insurance$211
HOA$21
Down payment20% · $84,200
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$421,000

$193 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,182 sq ft

Time on market

166 days

Year built

2026

Monthly payment

About $2,691/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,165 annual tax bill, insurance, and the $249/yr HOA fee.

HOA fee

$249/yr

Managed by Sovereign Jacobs.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byESTELA REALTY LLCListing agent: Laurie BeallListing data from Stellar MLS, MLS# FC318096.

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