12 Lake Forest Cir N, photo 1
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Overview

2 bd2 ba1,219 sqft1 car garageVilla
TypeVilla
HOA$440/mo
Built1994
Lot3,790 sqft
Living area1,219 sqft
Price / sqft$205
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)LightingPrivate Entrance

12 Lake Forest Cir N is a 1994-built home in Lake Forest & Lake Forest North, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,219 square feet of living space. Listed at $249,999 (about $205/sqft), 153 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $440 monthly.

From the listing

Welcome home to this beautifully designed 2-bedroom villa offering comfort, functionality, and easy Florida living! The spacious great room and dining room combination is enhanced by soaring vaulted ceilings, creating an open, airy atmosphere perfect for entertaining or everyday relaxation. Natural light fills the home, while skylights in the kitchen and dining area add warmth and brightness throughout the main living spaces. The oversized kitchen features an abundance of cabinet storage and expansive countertop space, along with a charming breakfast nook ideal for morning coffee or casual dining. A convenient pass-through from the kitchen offers the possibility for additional seating, making gatherings effortless and keeping the space connected. The private primary suite provides a peaceful retreat with a large walk-in closet and comfortable layout. Sliding glass doors from the great room open to a spacious covered and screened patio, creating the perfect indoor-outdoor flow for relaxing or entertaining year-round. The backyard offers a nice outdoor setting with plenty of space to enjoy gardening, pets, or simply soaking in the Florida sunshine. With its thoughtful floor plan, bright open spaces, vaulted ceilings, skylights, and inviting outdoor living area, this villa is ready to welcome you home!

The essentials

Built
1994
Price / sqft
$205
On market
153 days
Annual tax
$3,197
HOA
$440/mo
Flood zone
X · Low risk
Lot
3,790 sqft
Type
Villa

At a glance

Villa
Built 1994
1 car garage
3,790 sqft lot
Lot size
1,219 sqft
Living area

Payment

Est. monthly payment
$2,135/mo
Down payment (20%)
$50,000
Property taxes
$266/mo
HOA
$440/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1994
Lot
3,790 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
153
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Lighting
Private Entrance
Community Mailbox
Dishwasher
Dryer
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,197
Parcel #
07-11-31-7008-00170-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Forest & Lake Forest North
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
3,790 sqft
HOA
$440/mo
NANCY DESPIAU

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #FC318516
$249,999-3.5%
$205/sqft
5/14/2026
Listed for sale
Source: Stellar MLS #FC318516
$259,000
$212/sqft

Neighborhood

12 Lake Forest Cir N
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $249,999
$245,000 – $249,999
98.2% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 townhouse or villa closings in 32137 landed at this number or higher (56%). The median one sat 79 days before it went under contract, and this one is on day 153 after a $9,001 cut.

Sample: 16 closed townhouse or villa sales in 32137 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,135/mo
Principal & interest$1,304
Property taxes$266
Insurance$125
HOA$440
Down payment20% · $50,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,999

$205 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,219 sq ft

Time on market

153 days

Year built

1994

Monthly payment

About $2,135/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,197 annual tax bill, insurance, and the $440/mo HOA fee.

HOA fee

$440/mo

Managed by NANCY DESPIAU.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTRADEMARK REALTY GROUP LLCListing agent: Nicholas MichaelListing data from Stellar MLS, MLS# FC318516.

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