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Overview

4 bd5 ba4,643 sqft2 car garageSingle Family
TypeSingle Family
HOA$669/qtr
Built2008
Lot9,540 sqft
Living area4,643 sqft
Price / sqft$386
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimarybedroom UpstairsSolid Surface Counters

18 Hammock Beach Pkwy is a 2008-built home in Ocean Hammock, Palm Coast. Inside you'll find 4 bedrooms, 5 bathrooms, and 4,643 square feet of living space. Listed at $1,790,000 (about $386/sqft), 133 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $669 quarterly.

From the listing

Spanning 4,643 square feet, this 4-bedroom, 4.5-bath Ocean Hammock residence provides the space, layout, and flexibility to comfortably accommodate both family life and entertaining. A paver driveway, mature landscaping, natural shade, and a tile roof create an inviting arrival. French doors open to an interior filled with natural light, soaring ceilings, and luxury vinyl plank flooring throughout the main level. The living room serves as the centerpiece of the home, featuring a gas fireplace and an abundance of windows that bring the outdoors in. The kitchen offers generous workspace and storage with a large center island, granite countertops, extensive cabinetry, stainless steel appliances, a gas cooktop with exhaust hood, beverage refrigerator, and casual dining area. A formal dining room provides additional space for family gatherings and special occasions. A first-floor guest suite includes a walk-in tiled shower and direct access to the pool area. Also on the main level is a large bonus room well-suited as a media room, game room, or flexible living space, along with a separate office, half bath, and laundry corridor featuring built-in shelving, utility sink, and access to the garage. The recently refinished wood staircase leads upstairs to the primary suite, where tray ceilings, plush carpeting, a gas fireplace, and private balcony overlook the pool and golf course. The spacious bathroom includes dual vanities, a jetted soaking tub, walk-in tiled shower, ample storage, and a large custom walk-in closet with built-in shelving and drawers. Two additional guest bedrooms are located upstairs, including one with an en-suite bathroom and private balcony. A fourth full bathroom serves the remaining bedroom and guests, while an additional laundry hookup provides added convenience. Outdoor living is anchored by the saltwater pool and spa, recently resurfaced and enhanced with a new gas heater and pump. The expansive paver pool deck provides ample space for lounging and gathering, while the outdoor kitchen and multiple seating areas create a setting equally suited for quiet evenings or larger get-togethers. The fully fenced backyard adds privacy and flexibility for family, guests, and pets. Recent improvements include luxury vinyl plank flooring throughout the first floor, refinished wood flooring on the staircase and upstairs hallway, replacement of one of the home's two HVAC systems, a climate-controlled garage with new mini-split system, epoxy-coated floors, built-in storage cabinets and workbench, updated dishwasher and beverage refrigerator, replacement of exterior decorative lighting, new balcony railings, and Rhino Shield exterior coating with a transferable warranty. Additional features include propane service for the pool and fireplaces, ADT security, and AT&T high-speed internet wiring throughout the home. With multiple living areas and generous outdoor space, this home offers a setting well suited for both everyday living and entertaining. Membership at The Club at Hammock Beach provides access to multiple pools, including a lazy river and waterslide, a full-service spa, fitness center, tennis and pickleball courts, two championship golf courses, and a variety of dining venues, creating opportunities for recreation and gathering just moments from home.

The essentials

Built
2008
Price / sqft
$386
On market
133 days
Annual tax
$580
HOA
$669/qtr
Flood zone
X · Low risk
Lot
9,540 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Private pool
Heated
2 car garage
9,540 sqft lot
Lot size
4,643 sqft
Living area

Payment

Est. monthly payment
$10,502/mo
Down payment (20%)
$358,000
Property taxes
$48/mo
HOA
$669/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
9,540 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Pool
Heated, In Ground, Salt Water
Days on Market
133
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Window Treatments
Balcony
French Doors
Lighting
Outdoor Grill
Outdoor Kitchen
Sidewalk
Sliding Doors
Clubhouse
Gated Community - Guard
Golf Carts OK
Golf
Pool
Sidewalks
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Wine Refrigerator
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$580
Parcel #
04-11-31-3505-00000-0350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
9,540 sqft
Near Golf CourseNear MarinaOn Golf CourseSidewalkPavedPrivate
HOA
$669/qtr
May Management

Price history

Date
Event
Price
7/31/2026
Price change
Source: Stellar MLS #FC318944
$1,790,000-4.3%
$386/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #FC318944
$1,870,000
$403/sqft

Neighborhood

18 Hammock Beach Pkwy
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,790,000
$1.76M – $1.79M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 133 after a $80,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$10,502/mo
Principal & interest$9,336
Property taxes$48
Insurance$895
HOA$223
Down payment20% · $358,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,790,000

$386 per sq ft

Beds and baths

4 beds, 5 baths

Size

4,643 sq ft

Time on market

133 days

Year built

2008

Monthly payment

About $10,502/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $580 annual tax bill, insurance, and the $669/qtr HOA fee.

HOA fee

$669/qtr

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Carlene ReardonListing data from Stellar MLS, MLS# FC318944.

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