15 Ocean Crest Way #1312, photo 1
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Overview

3 bd2 ba1,264 sqft1 car garageCondominium
TypeCondominium
HOA$1,015.69/mo
Built2005
Lot28,976 sqft
Living area1,264 sqft
Price / sqft$362
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Solid Surface CountersWalk-in Closet(s)Window TreatmentsBalconyLightingAssociation Recreation - OwnedClubhouse

15 Ocean Crest Way #1312 is a 2005-built home in Northshore 05, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,264 square feet of living space. Listed at $458,000 (about $362/sqft), 120 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,015.69 monthly.

From the listing

$40k in UPGRADES already DONE. Move In Ready. MUST SEE. This villa is light and airy. Bright and breezy. Inviting comfort and luxury through out. Redesigned master bath includes new free standing spa style soaker tub, walk in rain shower, dove gray vanities and Stratford porcelain designer tile. ALL NEW KITCHEN appliances includes matching french four-door refrigerator, electric convection range, dishwasher, and air fry microwave. 2025 water heater. 2019 HVAC. Enjoy optional full golf membership with two Jack Nicklaus & Tom Watson designed world class GOLF COURSES, the breathtaking Ocean Course and the championship Conservatory course, and any level membership includes private beach access, beach chair set-up, multi level pool complex, slide and lazy river, cabana rentals, miniature golf, bicycles, indoor pool, lap lanes, jacuzzi, full service spa, steam rooms, fitness classes, gym equipment, tennis, pickleball, marina, three culinary restaurants plus pizza, pub, and gelato. This highly sought after three bedroom, prior rental villa, comfortably sleeps six and offers HALF OFF monthly dues when in the rental program. FURNISHINGS AVAILABLE. Club amenities require membership. LOCATED just 90 min. to DISNEY, 75 min. to Jacksonville airport, 60 min. to St. John Town Center, and 40 min. to Daytona airport. Owner is FL and GA licensed realtor.

The essentials

Built
2005
Price / sqft
$362
On market
120 days
Annual tax
$4,336
HOA
$1,015.69/mo
Flood zone
X500 · Low risk
Lot
28,976 sqft
Type
Condominium

At a glance

Condo
4 stories · 2005
Community pool
Fitness center too
1 car garage
Basement
Private balcony
Outdoor space
1,264 sqft
Living area

Payment

Est. monthly payment
$3,995/mo
Down payment (20%)
$91,600
Property taxes
$361/mo
HOA
$1,015.69/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
28,976 sqft
Cooling
Central Air
Heating
Central
Parking
Basement
Days on Market
120
Ceiling Fans(s)
Solid Surface Counters
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Association Recreation - Owned
Clubhouse
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Tennis Court(s)
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$4,336
Parcel #
04-11-31-3605-00130-1312

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Northshore 05
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
28,976 sqft
HOA
$1,015.69/mo
Tomokan Property Management

Price history

Date
Event
Price
6/13/2026
Listed for sale
Source: Stellar MLS #FC319267
$458,000
$362/sqft

Neighborhood

15 Ocean Crest Way #1312
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $458,000
$445,000 – $458,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 120.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,995/mo
Principal & interest$2,389
Property taxes$361
Insurance$229
HOA$1,016
Down payment20% · $91,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$458,000

$362 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,264 sq ft

Time on market

120 days

Year built

2005

Monthly payment

About $3,995/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,336 annual tax bill, insurance, and the $1,015.69/mo HOA fee.

HOA fee

$1,015.69/mo

Managed by Tomokan Property Management.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Kimberly WicknertzListing data from Stellar MLS, MLS# FC319267.

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