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About this home
37 Lagoon Way is a 2023-built home in Matanzas Lakes Sub, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,905 square feet of living space. Listed at $412,000 (about $216/sqft), 104 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $190 monthly.
NEW PRICE — NOW $412,000! Discover exceptional value in this beautifully upgraded 2023-built Sea Gate model. Located in the sought-after 55+ gated community of Matanzas Lakes, this 2-bedroom home with a versatile flex room—perfect for an office, den or 3rd bedroom—offers the feel of a like-new home with a peaceful lake view and numerous thoughtful upgrades. The bright, open floor plan features high ceilings, large windows, tunnel skylights, plantation shutters, stylish lighting, ceiling fans, and ceramic tile flooring throughout. The well-appointed kitchen offers generous quartz counter space, a gas range, and quality finishes. Enjoy desirable upgrades including a tankless water heater, epoxy-coated garage floor, custom garage screen, water filtration system, and rust-prevention irrigation treatment system. Outside, a paver driveway, iron fencing, and screened patio overlook the tranquil lake—perfect for morning coffee or relaxing at sunset. Matanzas Lakes offers a wonderful 55+ lifestyle with a community pool, pickleball courts, beautifully landscaped common areas, and a gated setting. With everything already done for you, all that’s left is to move in, make yourself comfortable, and enjoy the easy pace of Florida living.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$412,000
$216 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,905 sq ft
Time on market
104 days
Year built
2023
Monthly payment
About $3,077/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $190/mo HOA fee.
HOA fee
$190/mo
Managed by Matanzas Lakes HOA.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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