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Overview

3 bd2 ba2,008 sqft2 car garageSingle Family
TypeSingle Family
HOA$138/mo
Built2026
Lot6,011 sqft
Living area2,008 sqft
Price / sqft$214
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
MATANZAS COVE
Type
Single Family Residence

True monthly carry

HOA
~$138/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanSolid Surface CountersWalk-in Closet(s)DishwasherDisposalMicrowaveRange

23 Matanzas Cove Dr is a 2026-built home in Matanzas Cove, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,008 square feet of living space. Listed at $429,900 (about $214/sqft), 97 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $138 monthly.

From the listing

Under Construction. The re-imagined Bennett II blends timeless design with the updates today’s buyers want most. With just over 2,000 square feet of living space, this thoughtfully designed home offers spacious, comfortable living without sacrificing style or function. Standout features include a gourmet-inspired kitchen, generously sized secondary bedrooms, a recessed ceiling in the great room, and a screened lanai for added outdoor enjoyment. The owner’s suite is a true retreat, featuring an expansive walk-in closet and a spa-like bath designed for everyday relaxation. Best of all, you can pick your own finishes and personalize the home to fit your style—without the long wait time of a traditional new build.

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The essentials

Built
2026
Price / sqft
$214
On market
97 days
Annual tax
$1,045
HOA
$138/mo
Flood zone
X · Low risk
Lot
6,011 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
6,011 sqft lot
Lot size
2,008 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,682/mo
Down payment (20%)
$85,980
Property taxes
$87/mo
HOA
$138/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,011 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
97
Open Floorplan
Solid Surface Counters
Walk-in Closet(s)
Dishwasher
Disposal
Microwave
Range
Flood Zone X
Annual Tax (2025)
$1,045
Parcel #
28-10-30-4240-00000-0450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Matanzas Cove
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,011 sqft
HOA
$138/mo
Watson

Price history

Date
Event
Price
7/6/2026
Listed for sale
Source: Stellar MLS #FC319750
$429,900
$214/sqft

Neighborhood

23 Matanzas Cove Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $429,900
$422,500 – $429,900
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 97.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,682/mo
Principal & interest$2,242
Property taxes$87
Insurance$215
HOA$138
Down payment20% · $85,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,900

$214 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,008 sq ft

Time on market

97 days

Year built

2026

Monthly payment

About $2,682/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,045 annual tax bill, insurance, and the $138/mo HOA fee.

HOA fee

$138/mo

Managed by Watson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySEAGATE REAL ESTATE INCListing agent: Tommie KrawiecListing data from Stellar MLS, MLS# FC319750.

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