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About this home
550 Cinnamon Beach Ln is a 2012-built home in Ocean Hammock, Palm Coast. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,297 square feet of living space. Listed at $1,449,000 (about $439/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $579 quarterly.
Perfectly positioned just steps from the Atlantic Ocean within the exclusive gated community of Cinnamon Beach, this impeccably maintained coastal retreat offers the ideal blend of luxury, comfort, and investment potential. Nestled on a quiet cul-de-sac, this exceptional residence features 4 bedrooms, 3.5 bathrooms, and 3,297 square feet of thoughtfully designed living space. Fully furnished and completely turnkey, it is equally suited as a primary residence, second home, or income-producing vacation rental. Designed for effortless entertaining, the open-concept floor plan is filled with natural light and showcases soaring ceilings, custom wood tray ceilings, expansive living areas, wood-look tile flooring, and a dramatic floor-to-ceiling stone fireplace. The chef's kitchen is beautifully appointed with a Thermador gas cooktop, Bosch and KitchenAid stainless steel appliances, custom cabinetry, granite countertops, an oversized island with seating, and abundant storage. The spacious primary suite serves as a private retreat featuring a spa-inspired bath, custom walk-in closet system with a secure owner's cabinet, and an adjoining flex room ideal for a home office, fitness area, nursery, or hobby space. Custom built-ins throughout the home provide exceptional organization and functionality. The lower-level game room offers additional living space complete with a regulation-size air hockey table, retro arcade gaming machines, a full-size refrigerator, and direct access to the outdoor living area. Step outside to your own private oasis where the screened heated pool and spa overlook a tranquil lake, creating the perfect setting to relax and entertain year-round. The covered lanai features a fully equipped summer kitchen, while the expansive upper balcony provides a peaceful place to enjoy the water views and coastal breezes. Additional premium features include electric roller shades, plantation shutters throughout, newly installed exterior pathway and lanai lighting, a custom security camera system, a pre-installed Tesla EV charger, an oversized lockable storage room off the garage complete with a Liberty safe, an oversized paver driveway, and meticulous maintenance throughout. Offering luxury finishes, enhanced privacy, exceptional amenities, and an unbeatable beachside location, this remarkable Cinnamon Beach residence delivers the very best of Florida coastal living.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,449,000
$439 per sq ft
Beds and baths
4 beds, 4 baths
Size
3,297 sq ft
Time on market
88 days
Year built
2012
Monthly payment
About $9,831/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $16,274 annual tax bill, insurance, and the $579/qtr HOA fee.
HOA fee
$579/qtr
Managed by Victoria Scalia.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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