104 Shoal Creek Cir, photo 1
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Overview

2 bd2 ba1,267 sqft1 car garageSingle Family
TypeSingle Family
HOA$525/qtr
Built1985
Lot8,666 sqft
Living area1,267 sqft
Price / sqft$189
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanThermostatVaulted Ceiling(s)Walk-in Closet(s)

104 Shoal Creek Cir is a 1985-built home in Indigo Unit 04 Pud, Daytona Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,267 square feet of living space. Listed at $240,000 (about $189/sqft), 77 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $525 quarterly.

From the listing

Virtually Staged. Daytona Beach patio home *Updated 2-bedroom home *Florida room *Community pool *Indigo Lakes *Priced 20K below Recent Appraisal. Welcome to 104 Shoal Creek Circle, where comfortable living meets low-maintenance convenience in the sought-after Courtyards at Indigo Lakes. Whether you're searching for your first home, a seasonal retreat, or the perfect place to enjoy retirement, this beautifully updated home offers the Florida lifestyle you've been looking for. Designed with an open, light-filled floor plan, this roomy 2-bedroom, 2-bath home with 1267 LSF feels even larger with its vaulted ceilings, abundant natural light, and a spacious Florida room that expands your living space year-round. The updated eat-in kitchen (2023) offers abundant cabinetry, a pantry, and a sunny breakfast area with sliding doors leading to a covered patio--ideal for grilling. The generous primary suite is its own private retreat with sliding glass doors opening to the rear patio, creating the perfect spot to enjoy morning coffee or unwind in the evening. A large walk-in closet, additional double closet, and updated en-suite bath with step-in shower provide comfort and convenience. Additional improvements include updated bathrooms (2023), luxury vinyl plank flooring (2024), and a 2018 roof. HOA-maintained lawn care, hedge trimming, exterior painting, and the nearby community pool make everyday living easy, giving you more time to enjoy everything Daytona Beach has to offer. Ideally located just minutes from Daytona International Speedway, ONE DAYTONA, shopping, restaurants, healthcare, golf, parks, and the "World's Most Famous Beach," with convenient access to Orlando and St. Augustine. Thoughtfully updated, and perfectly located--this is low-maintenance Florida living at its best. Back on market due to Buyer Issues, nothing to do with Home!

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The essentials

Built
1985
Price / sqft
$189
On market
77 days
Annual tax
$2,541
HOA
$525/qtr
Flood zone
X · Low risk
Lot
8,666 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
Community pool
Shared amenity
1 car garage
Garage Door Opener
8,666 sqft lot
Lot size
1,267 sqft
Living area

Payment

Est. monthly payment
$1,759/mo
Down payment (20%)
$48,000
Property taxes
$212/mo
HOA
$525/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
8,666 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
77
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Golf Carts OK
Pool
Dishwasher
Disposal
Electric Water Heater
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,541
Parcel #
5222-09-00-0450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indigo Unit 04 Pud
County
Volusia
MLS Area
32114 - Daytona Beach
Lot Size
8,666 sqft
Cul-De-Sac
HOA
$525/qtr
Teri Wimmer

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #FC320118
$240,000-4.0%
$189/sqft
7/26/2026
Listed for sale
Source: Stellar MLS #FC320118
$250,000
$197/sqft

Neighborhood

104 Shoal Creek Cir
Daytona Beach, FL, 32114 · 32114 - Daytona Beach

Market insights

Offer Insights

Choose an offer strength

List price: $240,000
$240,000
99.5% – 100% of listTops out right at the list price
80% of listList price
38 of the last 64 home closings in 32114 landed at this number or higher (59%). The median one sat 45 days before it went under contract, and this one is on day 77 after a $10,000 cut.

Sample: 64 closed home sales in 32114 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,758/mo
Principal & interest$1,252
Property taxes$212
Insurance$120
HOA$175
Down payment20% · $48,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$240,000

$189 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,267 sq ft

Time on market

77 days

Year built

1985

Monthly payment

About $1,759/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,541 annual tax bill, insurance, and the $525/qtr HOA fee.

HOA fee

$525/qtr

Managed by Teri Wimmer.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byRE/MAX SIGNATUREListing agent: Kandi SchrommListing data from Stellar MLS, MLS# FC320118.

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