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Overview

3 bd3 ba1,672 sqftSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot7,492 sqft
Living area1,672 sqft
Price / sqft$284

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primarybedroom UpstairsBalconyPrivate EntrancePrivate MailboxDishwasherMicrowaveRangeRefrigerator

309 Cypress St is a 1984-built home in Model Land CO, Flagler Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,672 square feet of living space. Listed at $474,900 (about $284/sqft), 67 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to the heart of Flagler Beach, where coastal charm meets laid-back living. This beautiful two-story home features 3 bedrooms and 3 bathrooms and is ideally located just two blocks from the Atlantic Ocean. Situated on the marsh with Intracoastal access by boat, it’s a rare opportunity for those who love life on the water. A brand-new roof will be installed, providing added value and peace of mind for the new owner. Located in one of Florida’s most desirable golf cart communities, you’ll enjoy an easy ride to local restaurants, boutiques, parks, and everything that makes Flagler Beach such a special place to call home. Whether you’re looking for a full-time residence, a vacation getaway, or an investment opportunity, this home offers the perfect combination of location, lifestyle, and waterfront living. Don’t miss your chance to own a slice of paradise!

The essentials

Built
1984
Price / sqft
$284
On market
67 days
Annual tax
$1,526
Flood zone
AE
Lot
7,492 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Waterfront
Canal - Brackish
7,492 sqft lot
Lot size
1,672 sqft
Living area

Payment

Est. monthly payment
$2,842/mo
Down payment (20%)
$94,980
Property taxes
$127/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
7,492 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Brackish, Canal - Saltwater
Days on Market
67
Primarybedroom Upstairs
Balcony
Private Entrance
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,526
Parcel #
01-12-31-4450-00110-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Model Land CO
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
7,492 sqft

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #FC320432
$474,900-5.0%
$284/sqft
-
Price change
Source: Stellar MLS #FC320432
$499,900-8.9%
$299/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #FC320432
$549,000
$328/sqft

Neighborhood

309 Cypress St
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $474,900
$462,500 – $474,900
97.2% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 32136 landed at this number or higher (50%). The median one sat 74 days before it went under contract, and this one is on day 67 after a $74,100 cut.

Sample: 109 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,841/mo
Principal & interest$2,477
Property taxes$127
Insurance$237
Down payment20% · $94,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$474,900

$284 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,672 sq ft

Time on market

67 days

Year built

1984

Monthly payment

About $2,842/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,526 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byREALTY EXCHANGE, LLCListing agent: Jennifer WagnerListing data from Stellar MLS, MLS# FC320432.

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