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About this home
109 Coral Reef CT N is a 1987-built home in Palm Coast Sec 04, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,644 square feet of living space. Listed at $560,900 (about $341/sqft), 59 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome to 109 Coral Reef Ct N, a canal-front home in Palm Coast, where waterfront living meets a bright, open, and inviting interior. The spacious living and dining areas flow seamlessly into the kitchen, featuring white cabinetry, granite countertops, stainless steel appliances, a tile backsplash, and an expansive breakfast bar with plenty of room for seating. Outside, the backyard opens directly to the canal with a private dock approximately 3 years old, creating the perfect setting to enjoy the water, relax in the Florida sunshine, or spend an afternoon fishing from your own backyard. The home also features a 2024 roof, 2024 water heater, and 2018 HVAC. With its open layout, waterfront setting, private dock, two-car garage, and convenient Palm Coast location, this home offers a great combination of indoor comfort and Florida waterfront living. Schedule your private showing today and experience 109 Coral Reef Ct N for yourself!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$560,900
$341 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,644 sq ft
Time on market
59 days
Year built
1987
Monthly payment
About $3,488/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,396 annual tax bill, insurance.
Flood zone
Zone X*
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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