80 Surfview Dr #809, photo 1
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Overview

3 bd3 ba1,640 sqft2 car garageCondominium
TypeCondominium
HOA$579/mo
Built2003
Lot24,995 sqft
Living area1,640 sqft
Price / sqft$381
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)

80 Surfview Dr #809 is a 2003-built home in Surf Club II Condos, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,640 square feet of living space. Listed at $625,000 (about $381/sqft), 65 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $579 monthly.

From the listing

If you are seriously considering purchasing an ocean front condo, then you MUST take the time to visit this property! Experience STUNNING "penthouse" living in this lovely 8th floor unit where every detail reflects sophistication and quality. Situated in the prestigious Surf Club Community in Palm Coast, this beautiful 3 bedroom/2.5 bath condo literally HAS IT ALL! Amazing sunrises over the Atlantic Ocean await you in the morning and breathtaking sunset views over the Intracoastal Waterway entertain you every evening. Dolphins, sea birds, shrimp boats (and an occasional Right Whale) can always be seen from your kitchen, dining room, living room, master bedroom and your spacious balcony! Within the last 5-6 years this unit has had a new A-C, Water Heater, new Luxury Vinyl Plank Flooring, hurricane shutters, ceiling fans, freshly painted throughout, new storm door, all new kitchen appliances and so much more have been upgraded in this beautiful 1640 square foot condo. Surf Club is one of the very few communities that offers you BOTH Atlantic Ocean AND Intracoastal Waterway access with virtually every amenity imaginable. Gated security,2 libraries, 3 resort style heated swimming pools, hot tub, splash pad/dancing waters feature, 4 gas grills, a lovely cozy fire pit, newly remodeled bathrooms at the pool, 3 clubhouses and a beautiful covered pavilion entertainment area complete with a large screen TV are all just waiting for your arrival! There is a large fishing dock/kayak launching pier complete with fish cleaning stations at your Intracoastal Waterway access. There is also a Fitness Center in your building and lighted tennis and pickle ball courts, bocce ball, volleyball and basketball courts and shuffleboard as well as miles of scenic walking/hiking/biking trails throughout the area. WELCOME TO PARADISE AND LIVE EVERY DAY LIKE YOU ARE ON VACATION FOR THE REST OF YOUR LIFE!!!

The essentials

Built
2003
Price / sqft
$381
On market
65 days
Annual tax
$6,186
HOA
$579/mo
Flood zone
X · Low risk
Lot
24,995 sqft
Type
Condominium

At a glance

High-rise condo
8 stories · 2003
Water views
Gulf/Ocean - Full
Private pool
Heated
2 car garage
Private balcony
Outdoor space

Payment

Est. monthly payment
$4,667/mo
Down payment (20%)
$125,000
Property taxes
$516/mo
HOA
$579/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2003
Lot
24,995 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Heated, In Ground, Lap, Outside Bath Access
Days on Market
65
Ceiling Fans(s)
Elevator
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Balcony
Basketball Court
Fire Pit
Hurricane Shutters
Buyer Approval Required
Clubhouse
Fitness Center
Gated Community - Guard
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Tennis Court(s)
Wheelchair Access
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$6,186
Parcel #
37-10-31-3731-00020-8090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Surf Club II Condos
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
24,995 sqft
HOA
$579/mo
CLAUDINE POLSENBERG

Price history

Date
Event
Price
8/8/2026
Listed for sale
Source: Stellar MLS #FC320616
$625,000
$381/sqft

Neighborhood

80 Surfview Dr #809
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $625,000
$610,000 – $625,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 65.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,667/mo
Principal & interest$3,260
Property taxes$516
Insurance$313
HOA$579
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$625,000

$381 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,640 sq ft

Time on market

65 days

Year built

2003

Monthly payment

About $4,667/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,186 annual tax bill, insurance, and the $579/mo HOA fee.

HOA fee

$579/mo

Managed by CLAUDINE POLSENBERG.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: David HeilmanListing data from Stellar MLS, MLS# FC320616.

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