600 Cinnamon Beach Way #521, photo 1
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Overview

3 bd3 ba2,003 sqft1 car garageCondominium
TypeCondominium
HOA + condo dues$1,156/mo
Built2004
Living area2,003 sqft
Price / sqft$419
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWindow TreatmentsBalconyLightingClubhouse

600 Cinnamon Beach Way #521 is a 2004-built home in Ocean Hammock, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,003 square feet of living space. Listed at $839,000 (about $419/sqft), 279 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $993 monthly. Condo dues run $163 monthly.

From the listing

Rarely available direct oceanfront corner condo in Cinnamon Beach condo #521 ! This stunner offers the largest floor plan in the community, featuring 3 bedrooms, 3 full bathrooms, and an exceptional layout designed for comfortable coastal living. As a coveted oceanfront corner residence (a rare find in Cinnamon Beach), this condo enjoys expansive Atlantic Ocean views, abundant natural light, and added privacy. The spacious open living and dining areas create the perfect setting for relaxing and entertaining while taking in the breathtaking views of the coastline. The thoughtful floor plan is particularly appealing, with three full bathrooms and a private en-suite bath in the second bedroom, allowing multiple guests and families to enjoy their own private spaces. This desirable configuration makes the property a true revenue generator and an excellent opportunity for those seeking both a luxurious beach retreat and an income-producing investment. Location is everything, and #521 delivers. The beach access is immediately adjacent to the building, providing some of the easiest and most convenient access to Cinnamon Beach’s pristine shoreline. Simply step outside and you're just moments from the surf and sand! Owners and guests enjoy Cinnamon Beach's outstanding world class resort-style amenities, including private beach access, oceanfront and club pools, clubhouse, fitness center, entertainment lounge, seasonal restaurant and more. Whether you're looking for a spectacular oceanfront getaway, a second home, or a proven vacation rental investment, Cinnamon Beach #521 checks all the boxes. Direct oceanfront, desirable corner location, largest floor plan, 3 bedrooms, 3 full baths, an en-suite second bedroom, and incredibly convenient beach access make this a truly special opportunity. Book your tour today!!

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The essentials

Built
2004
Price / sqft
$419
On market
279 days
Annual tax
$10,672
HOA + condo dues
$1,156/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
6 stories · 2004
Waterfront
Gulf/Ocean
Private pool
In Ground
1 car garage
Private balcony
Outdoor space

Payment

Est. monthly payment
$6,841/mo
Down payment (20%)
$167,800
Property taxes
$889/mo
HOA + condo dues
$1,156/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2004
Lot
-
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Pool
In Ground
Waterfront
Gulf/Ocean
Days on Market
279
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Window Treatments
Balcony
Lighting
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Sidewalks
Special Community Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$10,672
Parcel #
04-11-31-3513-00000-0521

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
HOA + condo dues
$1,156/mo
$993/mo HOA plus $163/mo condo dues
Heather Haas

Price history

Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #FC315057
$839,000-4.1%
$419/sqft
-
Price change
Source: Stellar MLS #FC315057
$875,000-6.8%
$437/sqft
1/5/2026
Listed for sale
Source: Stellar MLS #FC315057
$939,000
$469/sqft

Neighborhood

600 Cinnamon Beach Way #521
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $839,000
$815,000 – $839,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 279 after a $100,000 cut.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,841/mo
Principal & interest$4,376
Property taxes$889
Insurance$420
HOA$1,156
Down payment20% · $167,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$839,000

$419 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,003 sq ft

Time on market

279 days

Year built

2004

Monthly payment

About $6,841/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,672 annual tax bill, insurance, and $1,156/mo in HOA and condo dues.

HOA + condo dues

$1,156/mo

$993/mo HOA plus $163/mo condo dues. Managed by Heather Haas.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Jason MasseyListing data from Stellar MLS, MLS# FC315057.

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