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Overview

3 bd3 ba2,053 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,217/qtr
Built2017
Lot7,492 sqft
Living area2,053 sqft
Price / sqft$404
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen Floorplan

189 Aspen Way is a 2017-built home in Conservatory/Hammock Beach, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,053 square feet of living space. Listed at $829,000 (about $404/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,217 quarterly.

From the listing

Tucked within the exclusive gated golf course community of The Conservatory at Hammock Beach, this exquisitely appointed single-story home offers the perfect blend of luxury, comfort, and serene coastal Florida living. Built in 2017 and meticulously landscaped and maintained, this home offers unparalleled views of the Conservatory Golf Course's 17th fairway and green. The split plan includes 3 Bedrooms, 2.5 Baths, and a Study/Bonus room and and 18 Ft ceilings throughout. The Chef's kitchen boasts stainless steel KitchenAid appliances, under- and over-cabinet lighting , gas stove, oversized sink, quartz countertops and 42" cabinets while the Dining Area, strategically located off the kitchen, enhances the flow of the home. The living room features a gas fireplace accented with stacked stone, surrounded by built-ins. A large study or bonus room with French Doors and a Bay Window adds a touch of elegance. The Master Suite is a haven with light-filled windows; the en-suite bath includes dual vanities, a walk-in shower, and his-and-her walk-in closets. Triple sliders open to an inviting outdoor living area, perfect for entertaining. Step through the sliding glass doors onto the screened lanai, which is perfect for entertaining. Enjoy morning coffee or evening sunsets overlooking the golf course and your heated pool with decorative fountains. This is more than a home; it's a stunning masterpiece in an amazing community. Located within one of Palm Coast’s most sought-after communities, residents enjoy the privacy and security of the manned guard-gated environment surrounded by the Tom Watson-designed Conservatory golf course, with optional membership opportunities to Hammock Beach Club amenities including oceanfront beach access, pools, dining, and more. A perfect opportunity to own a move-in-ready home in a premier golf community. You must see it to truly appreciate the craftsmanship and lifestyle it offer —the pinnacle of Florida living at its finest.

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The essentials

Built
2017
Price / sqft
$404
On market
2 days
Annual tax
$10,077
HOA
$1,217/qtr
Flood zone
X · Low risk
Lot
7,492 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Private pool
Heated
2 car garage
Driveway
7,492 sqft lot
Lot size
2,053 sqft
Living area

Payment

Est. monthly payment
$5,984/mo
Down payment (20%)
$165,800
Property taxes
$840/mo
HOA
$1,217/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
7,492 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Faces Side
Pool
In Ground, Deck, Gunite, Heated, Lighting, Salt Water, Screen Enclosure, Self Cleaning, Waterfall
Days on Market
2
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Clubhouse
Community Mailbox
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$10,077
Parcel #
42-10-30-3210-00000-2610

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Conservatory/Hammock Beach
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,492 sqft
LandscapedNear Golf CoursePaved
HOA
$1,217/qtr
May Management / Carston Georg

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #NS1089409
$829,000
$404/sqft

Neighborhood

189 Aspen Way
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $829,000
$815,000 – $829,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 2.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,983/mo
Principal & interest$4,324
Property taxes$840
Insurance$415
HOA$406
Down payment20% · $165,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$829,000

$404 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,053 sq ft

Time on market

2 days

Year built

2017

Monthly payment

About $5,984/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,077 annual tax bill, insurance, and the $1,217/qtr HOA fee.

HOA fee

$1,217/qtr

Managed by May Management / Carston Georg.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byENGEL & VOLKERS NEW SMYRNAListing agent: Lori SharlowListing data from Stellar MLS, MLS# NS1089409.

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