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Overview

0 baLand
TypeLand
HOA$564/qtr
Lot4,809 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Deed RestrictionsGated Community - GuardGolf Carts OKWaterfront ComplexStreet Lights

5 Schooner Cir is a home in Harbor Village Marina, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $564 quarterly.

From the listing

Owner Financing available! There will only be a neighbor on one side as the other has a beautiful pond to enjoy more water views. With a South facing back yard on the water and a West facing side yard this is truly a prime waterfront lot in Harbor Village Marina! Create your ideal coastal retreat on this fantastic vacant lot located just south of historic St. Augustine. Perfectly positioned in the private, gated community of Yacht Harbor Village, this homesite offers a concreate bulkhead for your boat dock just steps from your back door-providing effortless access to the Intracoastal Waterway within minutes. Residents may join the renowned Hammock Beach Resort and enjoy world-class amenities, including championship golf, sparkling pools, tennis, a full fitness center, and more. Hop on your golf cart for a quick ride to the beach, waterfront dining, and popular local attractions-everything you love about coastal living is right at your fingertips. With its unbeatable location, resort lifestyle, and pre-approved dock, this property delivers the ideal foundation for your custom waterfront home. Bring your vision to life in one of Florida's most desirable coastal communities!

The essentials

On market
51 days
Annual tax
$2,389
HOA
$564/qtr
Flood zone
X · Low risk
Lot
4,809 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
4,809 sqft lot
Lot size

Payment

Est. monthly payment
$1,696/mo
Down payment (20%)
$45,800
Property taxes
$199/mo
HOA
$564/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,809 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
51
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Waterfront Complex
Street Lights
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,389
Parcel #
04-11-31-3019-00000-1160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Village Marina
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
4,809 sqft
BuildableClearedCul-De-SacCurb and GuttersFilledFire HydrantNear Golf CourseNear MarinaPrivateZero Lot Line
HOA
$564/qtr
Diana Gruber

Price history

Date
Event
Price
8/19/2026
Listed for sale
Source: Stellar MLS #FC320922
$229,000

Neighborhood

5 Schooner Cir
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,696/mo
Principal & interest$1,194
Property taxes$199
Insurance$115
HOA$188
Down payment20% · $45,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,000

Time on market

51 days

Monthly payment

About $1,696/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,389 annual tax bill, insurance, and the $564/qtr HOA fee.

HOA fee

$564/qtr

Managed by Diana Gruber.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byEXP REALTY LLCListing agent: Michael CalluoriListing data from Stellar MLS, MLS# FC320922.

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