105 Hickory CT, photo 1
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Overview

0 baLand
TypeLand
HOA$535/qtr
Lot14,201 sqft

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About this home

Gated Community - GuardStreet Lights

105 Hickory CT is a home in Conservatory/Hammock Beach, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $535 quarterly.

From the listing

This beautifully situated property in the sought-after Conservatory at Hammock Beach, one of Palm Coast’s premier golf communities. Tucked away on a quiet cul-de-sac, this homesite is set on an impressive quarter-acre-plus homesite and enjoys a serene backdrop of beautiful wooded reserve, offering privacy and a peaceful Florida lifestyle. Surrounded by magnificent homes, this is a wonderful opportunity to live in an established and highly desirable community. The Conservatory at Hammock Beach offers an exceptional golf-oriented lifestyle, with residents having the opportunity to become members of both the Inland Course and the Ocean Course, providing access to some of the area’s finest golf experiences. Beyond golf, the community offers a relaxed, upscale atmosphere surrounded by natural beauty and the coastal charm that makes Palm Coast so desirable. From its premium cul-de-sac location and spacious homesite to its picturesque wooded setting and proximity to world-class golf, 105 Hickory Court offers the perfect blend of privacy, elegance, and the quintessential Florida lifestyle. Whether you are seeking a full-time residence, seasonal retreat, or exceptional investment, this property is ready to welcome you home.

The essentials

On market
45 days
Annual tax
$1,019
HOA
$535/qtr
Flood zone
X · Low risk
Lot
14,201 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,264/mo
Down payment (20%)
$35,000
Property taxes
$85/mo
HOA
$535/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
14,201 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
45
Gated Community - Guard
Street Lights
Flood Zone X
Annual Tax (2025)
$1,019
Parcel #
42-10-30-3210-00000-1070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Conservatory/Hammock Beach
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
14,201 sqft
Cul-De-Sac
HOA
$535/qtr
May Management

Price history

Date
Event
Price
8/25/2026
Listed for sale
Source: Stellar MLS #FC320950
$175,000

Neighborhood

105 Hickory CT
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,263/mo
Principal & interest$913
Property taxes$85
Insurance$88
HOA$178
Down payment20% · $35,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$175,000

Time on market

45 days

Monthly payment

About $1,264/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,019 annual tax bill, insurance, and the $535/qtr HOA fee.

HOA fee

$535/qtr

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byREALTY EXECUTIVES OCEANSIDEListing agent: Shannon VinnickListing data from Stellar MLS, MLS# FC320950.

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