1561 Lake Bank Ln, photo 1
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Overview

3 bd4 ba2,709 sqft3 car garageSingle Family
TypeSingle Family
HOA$246/mo
Built2026
Lot8,831 sqft
Living area2,709 sqft
Price / sqft$349
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RESERVE/VICTORIA PH 3
Type
Single Family Residence

True monthly carry

HOA
~$246/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenHigh CeilingsIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Sidewalk

1561 Lake Bank Ln is a 2026-built home in Reserve/Victoria Ph 3, Deland. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,709 square feet of living space. Listed at $945,335 (about $349/sqft), 43 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $246 monthly.

From the listing

Under Construction. Welcome to 1561 Lake Bank Lane, a beautifully furnished Paytas Homes model located in The Cove at The Reserve at Victoria. The Kensington II offers 2,709 sq. ft. of living space with three private bedroom suites, 3.5 baths, a study and a 3-car garage. Soaring 12' ceilings enhance the main living areas, creating an open and inviting flow between the gathering room, kitchen and café. The kitchen features quartz countertops, painted wood cabinetry, stacked upper cabinets, wall oven and cooktop, upgraded backsplash, apron-front sink and thoughtfully selected finishes. Wood flooring extends throughout the main living areas and primary suite, complemented by designer details and architectural accents throughout the home. Designed for Florida living, the home opens to an expansive covered lanai with a summer kitchen and swimming pool, along with a convenient pool bath. The spacious primary suite features a well-appointed bath with quartz countertops, upgraded cabinetry and premium tile selections. The Cove at The Reserve at Victoria features tile roofs, enhanced landscaping and thoughtfully designed homes, creating a distinctive neighborhood within the established Reserve at Victoria community. This furnished model home is available for purchase with a leaseback opportunity, with furnishings available for purchase separately. A beautifully finished home, inviting outdoor living and the added appeal of The Cove come together at 1561 Lake Bank Lane. *Home must be sold with furniture. Furniture price included in list price.

The essentials

Built
2026
Price / sqft
$349
On market
43 days
Annual tax
$125
HOA
$246/mo
Flood zone
X · Low risk
Lot
8,831 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Pool
Private pool
Child Safety Fence
3 car garage
8,831 sqft lot
Lot size

Payment

Est. monthly payment
$5,659/mo
Down payment (20%)
$189,067
Property taxes
$10/mo
HOA
$246/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
8,831 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Pool
Child Safety Fence, In Ground
Days on Market
43
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Sidewalk
Clubhouse
Community Mailbox
Fitness Center
Irrigation-reclaimed Water
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Microwave
Range
Middle
Deland Middle
High
Mainland High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$125
Parcel #
7023-09-00-3960

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reserve/Victoria Ph 3
County
Volusia
MLS Area
32724 - Deland
Lot Size
8,831 sqft
LandscapedSidewalk
HOA
$246/mo
Laura Simonette / CAM Pros of Florida

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #FC321069
$945,335+7.9%
$349/sqft
8/28/2026
Listed for sale
Source: Stellar MLS #FC321069
$875,835
$323/sqft

Neighborhood

1561 Lake Bank Ln
Deland, FL, 32724 · 32724 - Deland

Market insights

Offer Insights

Choose an offer strength

List price: $945,335
$935,000 – $945,335
98.8% – 100% of listTops out right at the list price
80% of listList price
167 of the last 330 home closings in 32724 landed at this number or higher (51%). The median one sat 34 days before it went under contract, and this one is on day 43.

Sample: 330 closed home sales in 32724 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,659/mo
Principal & interest$4,930
Property taxes$10
Insurance$473
HOA$246
Down payment20% · $189,067
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$945,335

$349 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,709 sq ft

Time on market

43 days

Year built

2026

Monthly payment

About $5,659/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $125 annual tax bill, insurance, and the $246/mo HOA fee.

HOA fee

$246/mo

Managed by Laura Simonette / CAM Pros of Florida.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPAYTAS-MATHER REAL ESTATE SERVListing agent: Jim MatherListing data from Stellar MLS, MLS# FC321069.

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