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Overview

3 bd2 ba1,589 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1988
Lot12,632 sqft
Living area1,589 sqft
Price / sqft$167
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Private YardDishwasherRange

5 Banner Ln is a 1988-built home in Indian Trails, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,589 square feet of living space. Listed at $264,999 (about $167/sqft), 45 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 5 Banner Lane, a spacious ranch-style home offering 1,589 square feet of comfortable Florida living with NO HOA! This 3-bedroom, 2-bathroom home features a desirable single-level floor plan, a 2-car garage, laminate flooring, and updated bathrooms with tiled showers. A true highlight of the home is the huge enclosed porch / sunroom, offering an abundance of additional space that can be used for relaxing, entertaining, a home office, game room, or simply enjoying the Florida lifestyle year-round. The fully fenced yard provides privacy and plenty of room for outdoor activities, pets, or creating your own backyard oasis. With its updated bathrooms, durable laminate flooring, spacious sunroom, 2-car garage, and fully fenced yard, this home offers an excellent combination of comfort, functionality, and value, making this property appealing to both first-time homebuyers and investors alike. Located in Palm Coast with convenient access to shopping, dining, parks, recreation, and Florida’s beautiful beaches. Whether you’re looking for a place to call home or a smart addition to your investment portfolio, 5 Banner Lane is a property worth seeing! Schedule your private showing today!

The essentials

Built
1988
Price / sqft
$167
On market
45 days
Annual tax
$970
Flood zone
X · Low risk
Lot
12,632 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
2 car garage
0.29 acres
Lot size
1,589 sqft
Living area

Payment

Est. monthly payment
$1,595/mo
Down payment (20%)
$53,000
Property taxes
$81/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
12,632 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
45
Ceiling Fans(s)
Private Yard
Dishwasher
Range
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$970
Parcel #
0711317012000800050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Trails
County
Flagler
MLS Area
32135 - Palm Coast
Lot Size
12,632 sqft

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #FC321085
$264,999-3.6%
$167/sqft
-
Price change
Source: Stellar MLS #FC321085
$274,999-1.8%
$173/sqft
8/29/2026
Listed for sale
Source: Stellar MLS #FC321085
$279,999
$176/sqft

Neighborhood

5 Banner Ln
Palm Coast, FL, 32135 · 32135 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $264,999
$262,500 – $264,999
99.2% – 100% of listTops out right at the list price
80% of listList price
278 of the last 554 home closings in Palm Coast landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 45 after a $15,000 cut.

Sample: 554 closed home sales in Palm Coast over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,595/mo
Principal & interest$1,382
Property taxes$81
Insurance$132
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$264,999

$167 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,589 sq ft

Time on market

45 days

Year built

1988

Monthly payment

About $1,595/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $970 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGRAND LIVING REALTYListing agent: Paul DeSousaListing data from Stellar MLS, MLS# FC321085.

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