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Overview

4 bd3 ba2,239 sqft2 car garageSingle Family
TypeSingle Family
HOA$266/qtr
Built2026
Lot6,708 sqft
Living area2,239 sqft
Price / sqft$212
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
BEACH PK VLG
Type
Single Family Residence

True monthly carry

HOA
~$89/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)Hurricane ShuttersPrivate MailboxCooktop

89 Signet Cir is a 2026-built home in Beach Pk Vlg, Flagler Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,239 square feet of living space. Listed at $474,900 (about $212/sqft), 43 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $266 quarterly.

From the listing

Welcome to 89 Signet Circle in Beach Park Village, an impressive and picturesque home offering resort-style Florida living just 1.5 MILES FROM THE BEACH! Overlooking a peaceful lake with expansive water views, this beautifully customized residence features four spacious bedrooms, three full bathrooms, an open-concept floor plan, 9-foot ceilings, and an extended two-car garage. The bright and airy interior has been freshly painted in custom neutral tones and enhanced with upgraded lighting, new luxury vinyl plank flooring, and soft carpeting with upgraded padding in the bedrooms. Ceiling fans have been installed in every room, including the covered lanai. Two-inch faux-wood blinds throughout, along with a vertical blind at the sliding glass door, add privacy and simplicity. At the heart of the home is a modern gourmet kitchen featuring elegant quartz countertops, abundant cabinetry, a gas cooktop, a large center island with a sink and dishwasher, new stainless steel appliances, a counter-depth side-by-side refrigerator, and an oversized walk-in pantry with additional wire shelving. The open living and dining areas provide a welcoming setting for everyday life and entertaining, while the covered lanai is the perfect place to relax and enjoy the lake view. The spacious primary suite includes a large walk-in closet and private bathroom with dual sinks, a soaking tub, and a separate walk-in shower. Additional bathroom fixtures and extra shelving in the hall closet provide even more function and storage. A full-size laundry room adds everyday convenience. The oversized garage offers additional space for storage, hobbies, or a workshop and includes a utility sink, EV-charger wiring, and extra attic insulation. Hurricane shutters are also included for added peace of mind. Conveniently located near shopping, restaurants, schools, AdventHealth, the new YMCA, and easy access to I-95, this home provides easy travel to Palm Coast, St. Augustine, Daytona Beach, and Jacksonville. Don’t miss this exceptional opportunity to own an exquisite move-in-ready home near the coast. Schedule your private showing today! Note: Staged photos are AI generated.

The essentials

Built
2026
Price / sqft
$212
On market
43 days
Annual tax
$1,123
HOA
$266/qtr
Flood zone
X · Low risk
Lot
6,708 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
2 car garage
Electric Vehicle Charging Station(s)
6,708 sqft lot
Lot size
2,239 sqft
Living area

Payment

Est. monthly payment
$2,897/mo
Down payment (20%)
$94,980
Property taxes
$94/mo
HOA
$266/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,708 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Electric Vehicle Charging Station(s), Oversized
Days on Market
43
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Hurricane Shutters
Private Mailbox
Cooktop
Dishwasher
Disposal
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$1,123
Parcel #
11-12-31-0370-00000-1050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Beach Pk Vlg
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
6,708 sqft
LandscapedLevelPaved
HOA
$266/qtr
Becky Olsen

Price history

Date
Event
Price
10/10/2026
Price change
Source: Stellar MLS #FC321093
$474,900-0.9%
$212/sqft
-
Price change
Source: Stellar MLS #FC321093
$479,000-2.2%
$214/sqft
8/30/2026
Listed for sale
Source: Stellar MLS #FC321093
$489,900
$219/sqft

Neighborhood

89 Signet Cir
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $474,900
$462,500 – $474,900
97.2% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 32136 landed at this number or higher (50%). The median one sat 74 days before it went under contract, and this one is on day 43 after a $15,000 cut.

Sample: 109 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,897/mo
Principal & interest$2,477
Property taxes$94
Insurance$237
HOA$89
Down payment20% · $94,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$474,900

$212 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,239 sq ft

Time on market

43 days

Year built

2026

Monthly payment

About $2,897/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,123 annual tax bill, insurance, and the $266/qtr HOA fee.

HOA fee

$266/qtr

Managed by Becky Olsen.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALTY EXCHANGE, LLCListing agent: Amy WearListing data from Stellar MLS, MLS# FC321093.

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