35 Ocean Crest Way #1135, photo 1
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Overview

3 bd2 ba1,696 sqftCondominium
TypeCondominium
HOA$1,363/mo
Built2002
Lot32,858 sqft
Living area1,696 sqft
Price / sqft$247

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

35 Ocean Crest Way #1135 is a 2002-built home in Northshore 05, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,696 square feet of living space. Listed at $419,000 (about $247/sqft), 12 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,363 monthly.

From the listing

Welcome to this light-filled 3rd-floor villa at Hammock Beach Resort, where ocean and golf course views pair with the ease of resort living. Positioned as an end unit, the residence benefits from an abundance of windows and natural light throughout its 3-bedroom, 2-bath layout. A tiled foyer welcomes you inside, complemented by elegant archways and built-in arched wall niches that add architectural character. Luxury vinyl flooring extends through the main living spaces, accented by crown molding and a bright, open feel. The kitchen features granite countertops, stainless steel appliances, and a window-lined eat-in nook, while the adjoining dining and living areas create a comfortable space for both everyday living and entertaining. Sliding glass doors open to a covered patio overlooking the Atlantic Ocean and the Jack Nicklaus-designed Ocean Course—the perfect setting to enjoy the coastal surroundings. The primary suite offers a private retreat with plush carpeting, a walk-in closet, and a spacious bath complete with dual vanities, a soaking tub, and a walk-in tiled shower. Two additional bedrooms with brand new LVP flooring and a full guest bath are thoughtfully positioned toward the front of the villa, providing separation and privacy for family and guests. A generously sized laundry room adds valuable storage and everyday functionality. Ownership at Hammock Beach Resort provides the opportunity to enjoy an exceptional collection of amenities, including two championship golf courses, multiple pools, fitness facilities, on-site dining, and more. Whether used as a full-time residence, coastal getaway, or vacation property with rental income potential, this villa offers a comfortable and low-maintenance way to experience everything Hammock Beach has to offer.

The essentials

Built
2002
Price / sqft
$247
On market
12 days
Annual tax
$6,121
HOA
$1,363/mo
Flood zone
X500 · Low risk
Lot
32,858 sqft
Type
Condominium

At a glance

Condo
4 stories · 2002
Water views
Golf Course
Community pool
Shared amenity
Private balcony
Outdoor space
1,696 sqft
Living area

Payment

Est. monthly payment
$4,268/mo
Down payment (20%)
$83,800
Property taxes
$510/mo
HOA
$1,363/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2002
Lot
32,858 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Covered, Ground Level, Guest, Open, Basement
Days on Market
12
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Balcony
Lighting
Sidewalk
Clubhouse
Community Mailbox
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$6,121
Parcel #
04-11-31-3605-00110-1135

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Northshore 05
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
32,858 sqft
HOA
$1,363/mo
Tomoka Property Management - Brenda Esser

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #FC321739
$419,000
$247/sqft

Neighborhood

35 Ocean Crest Way #1135
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $419,000
$407,500 – $419,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 12.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,268/mo
Principal & interest$2,185
Property taxes$510
Insurance$210
HOA$1,363
Down payment20% · $83,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$419,000

$247 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,696 sq ft

Time on market

12 days

Year built

2002

Monthly payment

About $4,268/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,121 annual tax bill, insurance, and the $1,363/mo HOA fee.

HOA fee

$1,363/mo

Managed by Tomoka Property Management - Brenda Esser.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Carlene ReardonListing data from Stellar MLS, MLS# FC321739.

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