104 Harbor Village Point S, photo 1
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Overview

0 baLand
TypeLand
HOA$564/qtr
Lot4,400 sqft

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About this home

Gated Community - GuardSidewalksStreet Lights

104 Harbor Village Point S is a home in Harbor Village Marina, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $564 quarterly.

From the listing

Waterfront Marina Lot - Attention Boaters!!! This lot is cleared and ready to build your dream home. Located in Yacht Harbor Village part of the Hammock Beach Resort. Join the Hammock Beach Club and enjoy resort style ammenities. Two Championship golf courses, multiple pools, lazy river, waterslides, world class spa, multiple restaurants, state of the art fitness centers, Har-Tru tennis courts and pickle ball courts, private membership events and so much more. If you have a boat you can lease a slip and dock it right in your backyard. No Boat! - join the Freedom Boat Club located right in the marina. Side by side lots are listed seperately lots 188 and 189 and with HOA approval can be combined. Enjoy breath taking sunsets and ocean breeses. Just a short walk to the ocean. Call today for more information and a personal tour.

The essentials

On market
4 days
Annual tax
$1,463
HOA
$564/qtr
Flood zone
X · Low risk
Lot
4,400 sqft
Type
Land

At a glance

Land
Waterfront
Intracoastal Waterway
4,400 sqft lot
Lot size

Payment

Est. monthly payment
$1,167/mo
Down payment (20%)
$29,980
Property taxes
$122/mo
HOA
$564/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,400 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Intracoastal Waterway, Marina in Community
Days on Market
4
Gated Community - Guard
Sidewalks
Street Lights
Flood Zone X
Annual Tax (2025)
$1,463
Parcel #
04-11-31-3119-0000-1880

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Village Marina
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
4,400 sqft
BuildableClearedNear MarinaRoom For PoolSidewalkStreet LightsPavedZero Lot Line
HOA
$564/qtr
Southern States Management Group

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #FC321920
$149,900

Neighborhood

104 Harbor Village Point S
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,167/mo
Principal & interest$782
Property taxes$122
Insurance$75
HOA$188
Down payment20% · $29,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$149,900

Time on market

4 days

Monthly payment

About $1,167/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,463 annual tax bill, insurance, and the $564/qtr HOA fee.

HOA fee

$564/qtr

Managed by Southern States Management Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Frances De MartinListing data from Stellar MLS, MLS# FC321920.

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