

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SEMINOLE PALMS PH 1
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$15/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
1334 Ribbon Pl is a 2026-built home in Seminole Palms Ph 1, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,260 square feet of living space. Listed at $359,990 (about $159/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 annually.
QUICK MOVE-IN! Step into your new life at this beautifully crafted home in the heart of the Palm Series at Seminole Palms. Designed with comfort and convenience in mind, the Silverbell II is sure to please! This popular floor plan has a porch entry that opens into an impressive kitchen, complete with a walk-in pantry, a wraparound counter, and a center island. The kitchen flows seamlessly into a dining area and a great room, which offers access to a covered patio. The primary suite is located on the main floor, featuring a walk-in closet and an attached bath with dual sinks and a walk-in shower. You'll find three additional bedrooms upstairs, two with walk-in closets. A full bath and a flexible loft space round out this attractive home. As a part of a planned community, Seminole Palms residents will enjoy on-site, resort-style amenities, including a playground, dog park, ponds, and walking trails, along with a state-of-the-art center with a fitness room, community space, and a pavilion. Pricing shown reflects available seller incentives when financing is obtained through the seller’s preferred lender. Terms and conditions apply.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$359,990
$159 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,260 sq ft
Time on market
2 days
Year built
2026
Monthly payment
About $2,316/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,921 annual tax bill, insurance, and the $185/yr HOA fee.
HOA fee
$185/yr
Managed by Community Assoc & Lifestyle Mgt/Kayla Rinker.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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