100 Old Spanish Bluff Rd, photo 1
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Overview

3 bd2 ba1,254 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot22,651 sqft
Living area1,254 sqft
Price / sqft$251
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenSplit BedroomKennelPrivate YardDishwasherDryerMicrowave

100 Old Spanish Bluff Rd is a 1984-built home in John Huertas Grant, East Palatka. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,254 square feet of living space. Listed at $315,000 (about $251/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Updated East Palatka home in Putnam County on a fully fenced .52-acre lot with a gated entry, new gate opener, and new millings driveway. The kitchen features new butcher block countertops and a new sink, and new LVP flooring runs throughout the home. A brick fireplace anchors the living room. Additional updates include new window trim, a refit and resealed front door, fresh paint in two bedrooms, and select new light fixtures. The laundry/mudroom offers a back-door entry, and front and back porches overlook the yard. Outside, the property includes new gutters, new sod and landscaping, and four animal pens ready for pets or a hobby farm setup. Major systems include a 9-year-old metal roof, 5-year-old HVAC, 1-year-old water heater, private well with a new water pump, and septic system. A private, move-in ready East Palatka property with room for gardening, animals, and outdoor gatherings.

The essentials

Built
1984
Price / sqft
$251
On market
1 day
Annual tax
$2,474
Flood zone
X · Low risk
Lot
22,651 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
2 car garage
0.52 acres
Lot size
1,254 sqft
Living area

Payment

Est. monthly payment
$2,007/mo
Down payment (20%)
$63,000
Property taxes
$206/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
22,651 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
1
Ceiling Fans(s)
Eat-in Kitchen
Split Bedroom
Kennel
Private Yard
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,474
Parcel #
48-09-27-0000-0080-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
John Huertas Grant
County
Putnam
MLS Area
32131 - East Palatka
Lot Size
22,651 sqft

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #FC322157
$315,000
$251/sqft

Neighborhood

100 Old Spanish Bluff Rd
East Palatka, FL, 32131 · 32131 - East Palatka

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$302,500 – $315,000
95.7% – 100% of listTops out right at the list price
80% of listList price
89 of the last 176 home closings in Putnam County landed at this number or higher (51%). The median one sat 56 days before it went under contract, and this one is on day 1.

Sample: 176 closed home sales in Putnam County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,006/mo
Principal & interest$1,643
Property taxes$206
Insurance$158
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$251 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,254 sq ft

Time on market

1 day

Year built

1984

Monthly payment

About $2,007/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,474 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBEACH STATE REALTYListing agent: Justin PetrucciListing data from Stellar MLS, MLS# FC322157.

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