5685 Gulf Stream St, photo 1
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Overview

3 bd2 ba1,823 sqft2 car garageSingle Family
TypeSingle Family
HOA$232/mo
Built2001
Lot7,624 sqft
Living area1,823 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)Walk-in Closet(s)Wet Bar

5685 Gulf Stream St is a 2001-built home in Royal Harbor Ph 01, Tavares. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,823 square feet of living space. Listed at $329,999 (about $181/sqft), 255 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $232 monthly.

From the listing

Price Reduction! Owner is motivated! Welcome to your Florida dream home in Royal Harbor, a sought-after 55+ waterfront community along the scenic shores of Little Lake Harris. This one-owner home has been meticulously cared for, and it shows! Enjoy an active lifestyle with pickleball, tennis, bocce ball, a sparkling pool, relaxing sauna, and a vibrant clubhouse offering events and card games for residents. This beautiful three-bedroom, two-bath home features an open floor plan with vaulted ceilings, adorable breakfast nook, formal dining room, convenient inside laundry, spa tub, and numerous extras throughout. From your enclosed back porch, relax and take in views of the community lighthouse and park-like setting, the perfect spot to enjoy Florida's sunshine year-round. From your screened front porch, unwind and enjoy your morning coffee. Step inside to find a home that has truly been loved and maintained with care. New Roof 2018, New AC 2024. This one won’t last long—schedule your showing today!

The essentials

Built
2001
Price / sqft
$181
On market
255 days
Annual tax
$1,654
HOA
$232/mo
Flood zone
X · Low risk
Lot
7,624 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Community pool
Fitness center too
2 car garage
Driveway
7,624 sqft lot
Lot size
1,823 sqft
Living area

Payment

Est. monthly payment
$2,256/mo
Down payment (20%)
$66,000
Property taxes
$138/mo
HOA
$232/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
7,624 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
255
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Lighting
Playground
Rain Gutters
Shade Shutter(s)
Sidewalk
Sprinkler Metered
Clubhouse
Community Mailbox
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,654
Parcel #
13-20-25-1800-000-14000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Harbor Ph 01
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
7,624 sqft
LandscapedOversized Lot
HOA
$232/mo
Royal Harbor/Leland Management/Lian Sierra

Price history

Date
Event
Price
7/2/2026
Price change
Source: Stellar MLS #G5107595
$329,999-2.7%
$181/sqft
-
Price change
Source: Stellar MLS #G5107595
$339,000-2.9%
$186/sqft
2/1/2026
Listed for sale
Source: Stellar MLS #G5107595
$349,000
$191/sqft

Neighborhood

5685 Gulf Stream St
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $329,999
$322,500 – $329,999
97.8% – 100% of listTops out right at the list price
80% of listList price
113 of the last 224 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 255 after a $19,001 cut.

Sample: 224 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,256/mo
Principal & interest$1,721
Property taxes$138
Insurance$165
HOA$232
Down payment20% · $66,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$329,999

$181 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,823 sq ft

Time on market

255 days

Year built

2001

Monthly payment

About $2,256/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,654 annual tax bill, insurance, and the $232/mo HOA fee.

HOA fee

$232/mo

Managed by Royal Harbor/Leland Management/Lian Sierra.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORPListing agent: Darlene FritzkeListing data from Stellar MLS, MLS# G5107595.

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