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Overview

4 bd3 ba2,279 sqft2 car garageSingle Family
TypeSingle Family
HOA$45/mo
Built2020
Lot10,019 sqft
Living area2,279 sqft
Price / sqft$154
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesHigh CeilingsOpen FloorplanSplit BedroomThermostatWindow TreatmentsSidewalkDishwasher

9778 Pepper Tree Pl is a 2020-built home in Pepper Tree Village, Wildwood. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,279 square feet of living space. Listed at $349,900 (about $154/sqft), 199 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $45 monthly.

From the listing

Move-In Ready in Pepper Tree Village! Located in the desirable community of Pepper Tree Village, this stunning 4BR/3BA home offers the perfect blend of comfort, style, and convenience—just minutes from The Villages, as well as shopping, dining, schools, and entertainment. Situated on an oversized 0.23-acre corner lot overlooking the community park, this 2,279± SF under-air residence features a thoughtfully designed layout with a formal dining room, breakfast nook, spacious living area, office/den, inside utility room, and an oversized 2-car garage. Built in 2020, this home provides modern construction and low-maintenance living for years to come. Step inside to an open-concept floor plan highlighted by soaring ceilings and abundant natural light. The expansive kitchen is a true centerpiece, featuring stainless steel appliances, ample counter space, shaker-style wood cabinetry with soft-close hinges, and a walk-in pantry. The kitchen seamlessly overlooks the living room, creating an ideal space for entertaining, with a glass door that open to the outdoor living area. The spacious primary suite offers private patio access and a luxurious ensuite bath complete with dual vanities, his-and-hers closets, a soaking tub, and a walk-in shower. Guest bedrooms are generously sized, with well-appointed bathrooms—one of which conveniently serves as a pool bath. Outdoors, enjoy a screened-in lanai perfect for relaxing or hosting family and friends. With its prime location, modern features, and exceptional layout, this home truly has it all. Schedule your private showing today—this one won’t last!

The essentials

Built
2020
Price / sqft
$154
On market
199 days
Annual tax
$3,550
HOA
$45/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
10,019 sqft lot
Lot size
2,279 sqft
Living area

Payment

Est. monthly payment
$2,341/mo
Down payment (20%)
$69,980
Property taxes
$296/mo
HOA
$45/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
199
Built-in Features
High Ceilings
Open Floorplan
Split Bedroom
Thermostat
Window Treatments
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,550
Parcel #
D30BC009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pepper Tree Village
County
Sumter
MLS Area
34785 - Wildwood
Lot Size
10,019 sqft
HOA
$45/mo
Marie Moore

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #G5110038
$349,900-6.7%
$154/sqft
3/25/2026
Listed for sale
Source: Stellar MLS #G5110038
$374,900
$165/sqft

Neighborhood

9778 Pepper Tree Pl
Wildwood, FL, 34785 · 34785 - Wildwood

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$347,500 – $349,900
99.3% – 100% of listTops out right at the list price
80% of listList price
79 of the last 156 home closings in 34785 landed at this number or higher (51%). The median one sat 61 days before it went under contract, and this one is on day 199 after a $25,000 cut.

Sample: 156 closed home sales in 34785 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,341/mo
Principal & interest$1,825
Property taxes$296
Insurance$175
HOA$45
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$154 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,279 sq ft

Time on market

199 days

Year built

2020

Monthly payment

About $2,341/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,550 annual tax bill, insurance, and the $45/mo HOA fee.

HOA fee

$45/mo

Managed by Marie Moore.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLAMINGO REAL ESTATE & MNGMTListing agent: Roy VacaListing data from Stellar MLS, MLS# G5110038.

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